88 James - 84 James St - 1511 - St. Catharines, ON, L2R 5C1
1.5 Beds
1 Bath
551 sqft
1.5 Beds
1 Bath
551 sqft
Mortgage | |
---|---|
Purchase Price | $ |
Down Payment % | $ |
Mortgage Amount | $383,110 |
Mortgage Payment % | $1,987 |
Income | |
---|---|
Gross Rental Income | $ |
Vacancy Rate % | $ |
Other | $ |
Gross Operating Income | $1,603 |
Operating Expenses | |
Management Fees % | $ |
Property Tax | $ |
Repair Reserve % | $ |
Insurance | $ |
Condo/Strata Fees | $ |
Total Operating Expenses | $642 |
Net Operating Income | $960 |
Debt Service | |
Mortgage Payment | $1,987 |
Net Cash Flow | -$1,026 |
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 | |
---|---|---|---|---|---|---|---|---|---|---|
Investments | ||||||||||
Deposits | $47,888 | $47,888 | - | - | - | - | - | - | - | - |
Closing Costs | - | - | $22,553 | - | - | - | - | - | - | - |
Mortgage Paydown | - | - | $5,960 | $6,247 | $6,547 | $6,862 | $7,192 | $7,537 | $7,900 | $8,279 |
Total | $47,888 | $47,888 | $28,514 | $6,247 | $6,547 | $6,862 | $7,192 | $7,537 | $7,900 | $8,279 |
Cash Invested | $47,888 | $95,776 | $124,290 | $130,537 | $137,085 | $143,947 | $151,139 | $158,677 | $166,577 | $174,857 |
Rental Cash Flows | ||||||||||
Rent and other income | - | - | $19,240 | $20,068 | $20,931 | $21,831 | $22,770 | $23,749 | $24,770 | $25,835 |
Operating Expenses | - | - | -$7,709 | -$7,904 | -$8,105 | -$8,312 | -$8,525 | -$8,744 | -$8,969 | -$9,202 |
Mortgage Payment | - | - | -$23,853 | -$23,853 | -$23,853 | -$23,853 | -$23,853 | -$23,853 | -$23,853 | -$23,853 |
Net Cash Flow | - | - | -$12,322 | -$11,689 | -$11,027 | -$10,334 | -$9,608 | -$8,848 | -$8,053 | -$7,220 |
Returns | ||||||||||
Property Price Appreciation | $23,944 | $25,141 | $26,398 | $27,718 | $29,104 | $30,559 | $32,087 | $33,692 | $35,376 | $37,145 |
Mortgage Paydown | - | - | $5,960 | $6,247 | $6,547 | $6,862 | $7,192 | $7,537 | $7,900 | $8,279 |
Net Cash Flow | - | - | -$12,322 | -$11,689 | -$11,027 | -$10,334 | -$9,608 | -$8,848 | -$8,053 | -$7,220 |
Total Return | $23,944 | $25,141 | $20,037 | $22,275 | $24,624 | $27,087 | $29,671 | $32,381 | $35,223 | $38,205 |
Cumulative Return | $23,944 | $49,086 | $69,123 | $91,399 | $116,023 | $143,110 | $172,781 | $205,163 | $240,386 | $278,591 |
Investment Metrics | ||||||||||
Cumulative ROI | 50.0% | 51.3% | 55.6% | 70.0% | 84.6% | 99.4% | 114.3% | 129.3% | 144.3% | 159.3% |
Cash On Cash | - | - | -9.9% | -9.0% | -8.0% | -7.2% | -6.4% | -5.6% | -4.8% | -4.1% |
-9.01%
Price change (1 year)
10.61%
Price change (5 years)
0.7%
Price change (1 year)
38.02%
Price change (5 years)