465 sqft
| Mortgage | |
|---|---|
| Purchase Price | $ |
| Down Payment % | $92,980 |
| Mortgage Amount | $371,920 |
| Mortgage Payment % | $1,929 |
| Income | |
|---|---|
| Gross Rental Income | $ |
| Vacancy Rate % | $ |
| Other | $ |
| Gross Operating Income | $680 |
| Operating Expenses | |
| Management Fees % | $ |
| Property Tax | $ |
| Repair Reserve % | $ |
| Insurance | $ |
| Condo/Strata Fees | $ |
| Total Operating Expenses | $494 |
| Net Operating Income | $185 |
| Debt Service | |
| Mortgage Payment | $1,929 |
| Net Cash Flow | -$1,744 |
| Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Investments | ||||||||||
| Deposits | $58,112 | $11,622 | - | - | - | - | - | - | - | - |
| Closing Costs | - | $45,519 | - | - | - | - | - | - | - | - |
| Mortgage Paydown | - | $3,827 | $5,970 | $6,257 | $6,558 | $6,873 | $7,203 | $7,550 | $7,913 | $8,293 |
| Total | $58,112 | $60,968 | $5,970 | $6,257 | $6,558 | $6,873 | $7,203 | $7,550 | $7,913 | $8,293 |
| Cash Invested | $58,112 | $119,080 | $125,051 | $131,308 | $137,867 | $144,740 | $151,944 | $159,494 | $167,408 | $175,701 |
| Rental Cash Flows | ||||||||||
| Rent and other income | - | $5,440 | $8,394 | $8,755 | $9,132 | $9,524 | $9,934 | $10,361 | $10,807 | $11,271 |
| Operating Expenses | - | -$3,959 | -$6,030 | -$6,168 | -$6,310 | -$6,456 | -$6,605 | -$6,759 | -$6,916 | -$7,077 |
| Mortgage Payment | - | -$15,437 | -$23,156 | -$23,156 | -$23,156 | -$23,156 | -$23,156 | -$23,156 | -$23,156 | -$23,156 |
| Net Cash Flow | - | -$13,957 | -$20,792 | -$20,570 | -$20,335 | -$20,088 | -$19,828 | -$19,554 | -$19,265 | -$18,962 |
| Returns | ||||||||||
| Property Price Appreciation | $23,245 | $24,407 | $25,627 | $26,908 | $28,254 | $29,667 | $31,150 | $32,708 | $34,343 | $36,060 |
| Mortgage Paydown | - | $3,827 | $5,970 | $6,257 | $6,558 | $6,873 | $7,203 | $7,550 | $7,913 | $8,293 |
| Net Cash Flow | - | -$13,957 | -$20,792 | -$20,570 | -$20,335 | -$20,088 | -$19,828 | -$19,554 | -$19,265 | -$18,962 |
| Total Return | $23,245 | $14,277 | $10,805 | $12,596 | $14,477 | $16,452 | $18,526 | $20,703 | $22,990 | $25,391 |
| Cumulative Return | $23,245 | $37,522 | $48,328 | $60,924 | $75,401 | $91,854 | $110,380 | $131,084 | $154,075 | $179,466 |
| Investment Metrics | ||||||||||
| Cumulative ROI | 40.0% | 31.5% | 38.6% | 46.4% | 54.7% | 63.5% | 72.6% | 82.2% | 92.0% | 102.1% |
| Cash On Cash | - | -11.7% | -16.6% | -15.7% | -14.8% | -13.9% | -13.0% | -12.3% | -11.5% | -10.8% |
