1 Beds
1 Bath
435 sqft
Toronto ON, M8Z 3L2
| Mortgage | |
|---|---|
| Purchase Price | $ |
| Down Payment % | $118,197 |
| Mortgage Amount | $472,793 |
| Mortgage Payment % | $2,453 |
| Income | |
|---|---|
| Gross Rental Income | $ |
| Vacancy Rate % | $ |
| Other | $ |
| Gross Operating Income | $843 |
| Operating Expenses | |
| Management Fees % | $ |
| Property Tax | $ |
| Repair Reserve % | $ |
| Insurance | $ |
| Condo/Strata Fees | $ |
| Total Operating Expenses | $525 |
| Net Operating Income | $318 |
| Debt Service | |
| Mortgage Payment | $2,453 |
| Net Cash Flow | -$2,134 |
| Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Investments | ||||||||||
| Deposits | $59,098 | - | $59,099 | - | - | - | - | - | - | - |
| Closing Costs | - | - | $33,089 | - | - | - | - | - | - | - |
| Mortgage Paydown | - | - | $6,106 | $7,649 | $8,017 | $8,402 | $8,806 | $9,229 | $9,673 | $10,138 |
| Total | $59,098 | $0 | $98,294 | $7,649 | $8,017 | $8,402 | $8,806 | $9,229 | $9,673 | $10,138 |
| Cash Invested | $59,098 | $59,098 | $157,392 | $165,041 | $173,058 | $181,461 | $190,268 | $199,497 | $209,171 | $219,309 |
| Rental Cash Flows | ||||||||||
| Rent and other income | - | - | $8,439 | $10,489 | $10,940 | $11,411 | $11,901 | $12,413 | $12,947 | $13,504 |
| Operating Expenses | - | - | -$5,254 | -$6,428 | -$6,579 | -$6,734 | -$6,893 | -$7,056 | -$7,224 | -$7,396 |
| Mortgage Payment | - | - | -$24,531 | -$29,437 | -$29,437 | -$29,437 | -$29,437 | -$29,437 | -$29,437 | -$29,437 |
| Net Cash Flow | - | - | -$21,346 | -$25,376 | -$25,076 | -$24,760 | -$24,429 | -$24,080 | -$23,714 | -$23,329 |
| Returns | ||||||||||
| Property Price Appreciation | $29,549 | $31,026 | $32,578 | $34,207 | $35,917 | $37,713 | $39,599 | $41,579 | $43,658 | $45,840 |
| Mortgage Paydown | - | - | $6,106 | $7,649 | $8,017 | $8,402 | $8,806 | $9,229 | $9,673 | $10,138 |
| Net Cash Flow | - | - | -$21,346 | -$25,376 | -$25,076 | -$24,760 | -$24,429 | -$24,080 | -$23,714 | -$23,329 |
| Total Return | $29,549 | $31,026 | $17,337 | $16,480 | $18,858 | $21,355 | $23,976 | $26,728 | $29,617 | $32,649 |
| Cumulative Return | $29,549 | $60,576 | $77,914 | $94,394 | $113,253 | $134,608 | $158,584 | $185,313 | $214,930 | $247,579 |
| Investment Metrics | ||||||||||
| Cumulative ROI | 50.0% | 102.5% | 49.5% | 57.2% | 65.4% | 74.2% | 83.3% | 92.9% | 102.8% | 112.9% |
| Cash On Cash | - | - | -13.6% | -15.4% | -14.5% | -13.6% | -12.8% | -12.1% | -11.3% | -10.6% |
