3.0 Beds
2 Baths
1120 sqft
Toronto ON, M9A 3J9
| Mortgage | |
|---|---|
| Purchase Price | $ |
| Down Payment % | $254,000 |
| Mortgage Amount | $1,016,000 |
| Mortgage Payment % | $5,271 |
| Income | |
|---|---|
| Gross Rental Income | $ |
| Vacancy Rate % | $ |
| Other | $ |
| Gross Operating Income | $3,259 |
| Operating Expenses | |
| Management Fees % | $ |
| Property Tax | $ |
| Repair Reserve % | $ |
| Insurance | $ |
| Condo/Strata Fees | $ |
| Total Operating Expenses | $1,448 |
| Net Operating Income | $1,811 |
| Debt Service | |
| Mortgage Payment | $5,271 |
| Net Cash Flow | -$3,460 |
| Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Investments | ||||||||||
| Deposits | $254,000 | - | - | - | - | - | - | - | - | - |
| Closing Costs | $60,250 | - | - | - | - | - | - | - | - | - |
| Mortgage Paydown | $9,130 | $16,246 | $17,027 | $17,846 | $18,703 | $19,602 | $20,544 | $21,532 | $22,567 | $23,652 |
| Total | $323,380 | $16,246 | $17,027 | $17,846 | $18,703 | $19,602 | $20,544 | $21,532 | $22,567 | $23,652 |
| Cash Invested | $323,380 | $339,627 | $356,655 | $374,501 | $393,205 | $412,807 | $433,352 | $454,885 | $477,452 | $501,104 |
| Rental Cash Flows | ||||||||||
| Rent and other income | $22,814 | $40,091 | $41,815 | $43,613 | $45,488 | $47,444 | $49,484 | $51,612 | $53,832 | $56,146 |
| Operating Expenses | -$10,137 | -$17,629 | -$18,067 | -$18,518 | -$18,982 | -$19,458 | -$19,949 | -$20,453 | -$20,972 | -$21,507 |
| Mortgage Payment | -$36,901 | -$63,259 | -$63,259 | -$63,259 | -$63,259 | -$63,259 | -$63,259 | -$63,259 | -$63,259 | -$63,259 |
| Net Cash Flow | -$24,224 | -$40,797 | -$39,511 | -$38,164 | -$36,752 | -$35,273 | -$33,723 | -$32,100 | -$30,400 | -$28,619 |
| Returns | ||||||||||
| Property Price Appreciation | $63,500 | $66,674 | $70,008 | $73,509 | $77,184 | $81,043 | $85,096 | $89,350 | $93,818 | $98,509 |
| Mortgage Paydown | $9,130 | $16,246 | $17,027 | $17,846 | $18,703 | $19,602 | $20,544 | $21,532 | $22,567 | $23,652 |
| Net Cash Flow | -$24,224 | -$40,797 | -$39,511 | -$38,164 | -$36,752 | -$35,273 | -$33,723 | -$32,100 | -$30,400 | -$28,619 |
| Total Return | $48,406 | $42,124 | $47,524 | $53,190 | $59,135 | $65,373 | $71,917 | $78,783 | $85,985 | $93,541 |
| Cumulative Return | $48,406 | $90,530 | $138,055 | $191,246 | $250,382 | $315,755 | $387,673 | $466,456 | $552,442 | $645,983 |
| Investment Metrics | ||||||||||
| Cumulative ROI | 15.0% | 26.7% | 38.7% | 51.1% | 63.7% | 76.5% | 89.5% | 102.5% | 115.7% | 128.9% |
| Cash On Cash | -7.5% | -12.0% | -11.1% | -10.2% | -9.3% | -8.5% | -7.8% | -7.1% | -6.4% | -5.7% |
6.6%
Price change (1 year)
58.13%
Price change (5 years)
