$1,075,900
2 Beds
2 Baths
722 sqft
Potential Investment Performance
Cumulative ROI
65.9%
Cumulative Market Appreciation
$297,251
Net Operating Income in Year 5
$12,801
Cash on Cash Return in Year 5
-13.5%
Assumptions
The information below is based on user inputs and general assumptions for informational purposes only. The outputs are not legal, financial, investment, or other advice. Review all fields for accuracy and consult an agent for guidance.
Mortgage Calculator
| Mortgage | |
|---|---|
| Purchase Price | $ |
| Down Payment % | $215,180 |
| Mortgage Amount | $860,720 |
| Mortgage Payment % | $4,465 |
Cash Flow Calculator
monthly
yearly
| Income | |
|---|---|
Gross Rental Income | $ |
| Vacancy Rate % | $ |
| Other | $ |
| Gross Operating Income | $1,750 |
| Operating Expenses | |
| Management Fees % | $ |
| Property Tax | $ |
| Repair Reserve % | $ |
| Insurance | $ |
| Condo/Strata Fees | $ |
| Total Operating Expenses | $928 |
| Net Operating Income | $822 |
| Debt Service | |
| Mortgage Payment | $4,465 |
| Net Cash Flow | -$3,643 |
Acquistion Costs
Deposit $215,178
Land Transfer Tax $35,986
Legal Fees $1,500
Adjustments $0
Development Charges $15,000
Down Payment Balance $2
Total Acquisition Costs $267,666
Deposit Schedule
With the Offer $10,000
Deposit @ 30 days $16,897
Deposit @ 90 days $26,897
Deposit @ 730 days $26,897
Deposit @ 900 days $26,897
Due on Occupancy $107,590
Total Deposit $215,178
Closing Date May 1, 2027
Components of Return
Potential Returns
| Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Investments | ||||||||||
| Deposits | $53,794 | $107,590 | $53,794 | - | - | - | - | - | - | - |
| Closing Costs | - | $52,488 | - | - | - | - | - | - | - | - |
| Mortgage Paydown | - | $2,188 | $13,497 | $14,145 | $14,825 | $15,538 | $16,285 | $17,067 | $17,888 | $18,747 |
| Total | $53,794 | $162,266 | $67,291 | $14,145 | $14,825 | $15,538 | $16,285 | $17,067 | $17,888 | $18,747 |
| Cash Invested | $53,794 | $216,060 | $283,351 | $297,497 | $312,323 | $327,861 | $344,146 | $361,214 | $379,102 | $397,850 |
| Rental Cash Flows | ||||||||||
| Rent and other income | - | $3,501 | $21,160 | $22,070 | $23,019 | $24,009 | $25,041 | $26,118 | $27,241 | $28,413 |
| Operating Expenses | - | -$1,857 | -$11,188 | -$11,457 | -$11,733 | -$12,017 | -$12,308 | -$12,608 | -$12,916 | -$13,232 |
| Mortgage Payment | - | -$8,931 | -$53,590 | -$53,590 | -$53,590 | -$53,590 | -$53,590 | -$53,590 | -$53,590 | -$53,590 |
| Net Cash Flow | - | -$7,287 | -$43,618 | -$42,977 | -$42,304 | -$41,598 | -$40,857 | -$40,080 | -$39,265 | -$38,410 |
| Returns | ||||||||||
| Property Price Appreciation | $53,795 | $56,484 | $59,308 | $62,274 | $65,388 | $68,657 | $72,090 | $75,694 | $79,479 | $83,453 |
| Mortgage Paydown | - | $2,188 | $13,497 | $14,145 | $14,825 | $15,538 | $16,285 | $17,067 | $17,888 | $18,747 |
| Net Cash Flow | - | -$7,287 | -$43,618 | -$42,977 | -$42,304 | -$41,598 | -$40,857 | -$40,080 | -$39,265 | -$38,410 |
| Total Return | $53,795 | $51,385 | $29,187 | $33,442 | $37,909 | $42,597 | $47,517 | $52,682 | $58,102 | $63,791 |
| Cumulative Return | $53,795 | $105,180 | $134,368 | $167,811 | $205,720 | $248,317 | $295,835 | $348,517 | $406,620 | $470,411 |
| Investment Metrics | ||||||||||
| Cumulative ROI | 100.0% | 48.7% | 47.4% | 56.4% | 65.9% | 75.7% | 86.0% | 96.5% | 107.3% | 118.2% |
| Cash On Cash | - | -3.4% | -15.4% | -14.4% | -13.5% | -12.7% | -11.9% | -11.1% | -10.4% | -9.7% |
Market Price Trends
Condominium
-6.89%
Price change (1 year)
-8.52%
Price change (5 years)
All Properties
-6.86%
Price change (1 year)
-8.44%
Price change (5 years)
