LiveEn Direct
Button CopyPathCircle CloseCircle Left ArrowArrow Down Icon GreyClosecirclecircleBurger
Image 1
Image 2
Image 3
$891,900

1.5 Beds

1 Bath

474 sqft

8 Elm on Yonge - 1t_d
8 Elm St

Toronto ON, M5G 1G7

MLS® # PB1068-1T_D

Property Features:

  • Bedrooms: 1.5
  • Bathrooms: 1.0
  • Floor Space (approx): 474

This listing content provided by Brokers PlaybookTM

Potential Investment Performance

Cumulative ROI

68.7%

Cumulative Market Appreciation

$246,415

Net Operating Income in Year 5

$10,793

Cash on Cash Return in Year 5

-13.6%

Assumptions

The information below is based on user inputs and general assumptions for informational purposes only. The outputs are not legal, financial, investment, or other advice. Review all fields for accuracy and consult an agent for guidance.

Mortgage Calculator

Mortgage
Purchase Price
$
Down Payment
%
$178,380
Mortgage Amount $713,520
Mortgage Payment
%
$3,702

Cash Flow Calculator

monthly
yearly
Income
Gross Rental Income
Powered By
$
Vacancy Rate
%
$
Other
$
Gross Operating Income $1,379
Operating Expenses
Management Fees
%
$
Property Tax
$
Repair Reserve
%
$
Insurance
$
Condo/Strata Fees
$
Total Operating Expenses $677
Net Operating Income $702
Debt Service
Mortgage Payment $3,702
Net Cash Flow -$2,999

Acquistion Costs

Deposit $178,378
Land Transfer Tax $28,626
Legal Fees $1,500
Adjustments $0
Development Charges $15,000
Down Payment Balance $2
Total Acquisition Costs $223,506

Deposit Schedule

With the Offer $10,000
Deposit @ 30 days $12,297
Deposit @ 90 days $22,297
Deposit @ 730 days $22,297
Deposit @ 900 days $22,297
Due on Occupancy $89,190
Total Deposit $178,378
Closing Date May 1, 2027

Components of Return

Potential Returns

Year 1Year 2Year 3Year 4Year 5Year 6Year 7Year 8Year 9Year 10
Investments
Deposits $44,594$89,190$44,594 - - - - - - -
Closing Costs - - $45,128 - - - - - - -
Mortgage Paydown - - $10,156$11,589$12,146$12,730$13,342$13,983$14,655$15,360
Total $44,594$89,190$99,878$11,589$12,146$12,730$13,342$13,983$14,655$15,360
Cash Invested $44,594$133,784$233,662$245,252$257,399$270,129$283,472$297,455$312,111$327,472
Rental Cash Flows
Rent and other income - - $15,172$17,204$17,944$18,715$19,520$20,360$21,235$22,148
Operating Expenses - - -$7,447-$8,305-$8,508-$8,717-$8,931-$9,151-$9,378-$9,611
Mortgage Payment - - -$40,723-$44,425-$44,425-$44,425-$44,425-$44,425-$44,425-$44,425
Net Cash Flow - - -$32,998-$35,527-$34,990-$34,427-$33,836-$33,217-$32,568-$31,888
Returns
Property Price Appreciation $44,595$46,824$49,165$51,624$54,205$56,915$59,761$62,749$65,887$69,181
Mortgage Paydown - - $10,156$11,589$12,146$12,730$13,342$13,983$14,655$15,360
Net Cash Flow - - -$32,998-$35,527-$34,990-$34,427-$33,836-$33,217-$32,568-$31,888
Total Return $44,595$46,824$26,323$27,686$31,362$35,219$39,267$43,515$47,974$52,653
Cumulative Return $44,595$91,419$117,743$145,430$176,792$212,011$251,279$294,795$342,769$395,423
Investment Metrics
Cumulative ROI 100.0% 68.3% 50.4% 59.3% 68.7% 78.5% 88.6% 99.1% 109.8% 120.8%
Cash On Cash - - -14.1% -14.5% -13.6% -12.7% -11.9% -11.2% -10.4% -9.7%

Location of 1t_d-8 Elm St, Toronto, ON, M5G 1G7

Demographic Information of 1t_d-8 Elm St, Toronto, ON, M5G 1G7

Life Stage

Young Singles

Employment Type

Service Sector/White Collar

Average Household Income

$115,569.79

Average Number of Children

1.51

Household Population

Household Structure

Age of Population

Education

Education Level

No certificate/diploma/degree

3.37 %

High school certificate or equivalent

17.93 %

Apprenticeship trade certificate/diploma

1.52 %

College/non-university certificate

10.74 %

University certificate (below bachelor)

3.44 %

University Degree

62.99 %

Commuter

Travel To Work

By Car

20.33 %

By Public Transit

22.76 %

By Walking

49.9 %

By Bicycle

3.89 %

By Other Methods

3.12 %

Cultural Diversity

Knowledge of Official Language

Mother Tongue

Building Information

Building Type

Apartments (Low and High Rise)

99.71 %

Houses

0.29 %

Own Vs. Rent