$690,900
1.5 Beds
2 Baths
565 sqft
Potential Investment Performance
Cumulative ROI
67.2%
Cumulative Market Appreciation
$190,882
Net Operating Income in Year 5
$14,729
Cash on Cash Return in Year 5
-9.8%
Assumptions
The information below is based on user inputs and general assumptions for informational purposes only. The outputs are not legal, financial, investment, or other advice. Review all fields for accuracy and consult an agent for guidance.
Mortgage Calculator
| Mortgage | |
|---|---|
| Purchase Price | $ |
| Down Payment % | $138,180 |
| Mortgage Amount | $552,720 |
| Mortgage Payment % | $2,867 |
Cash Flow Calculator
monthly
yearly
| Income | |
|---|---|
| Gross Rental Income | $ |
| Vacancy Rate % | $ |
| Other | $ |
| Gross Operating Income | $1,644 |
| Operating Expenses | |
| Management Fees % | $ |
| Property Tax | $ |
| Repair Reserve % | $ |
| Insurance | $ |
| Condo/Strata Fees | $ |
| Total Operating Expenses | $663 |
| Net Operating Income | $980 |
| Debt Service | |
| Mortgage Payment | $2,867 |
| Net Cash Flow | -$1,887 |
Acquistion Costs
Deposit $138,180
Land Transfer Tax $20,586
Legal Fees $1,500
Adjustments $0
Development Charges $15,000
Down Payment Balance $0
Total Acquisition Costs $175,266
Deposit Schedule
With the Offer $5,000
Deposit @ 30 days $29,545
Deposit @ 180 days $34,545
Deposit @ 365 days $34,545
Due on Occupancy $34,545
Total Deposit $138,180
Closing Date May 1, 2026
Components of Return
Potential Returns
| Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Investments | ||||||||||
| Deposits | $103,635 | $34,545 | - | - | - | - | - | - | - | - |
| Closing Costs | - | $37,086 | - | - | - | - | - | - | - | - |
| Mortgage Paydown | - | $7,867 | $8,977 | $9,409 | $9,861 | $10,335 | $10,832 | $11,353 | $11,898 | $12,470 |
| Total | $103,635 | $79,498 | $8,977 | $9,409 | $9,861 | $10,335 | $10,832 | $11,353 | $11,898 | $12,470 |
| Cash Invested | $103,635 | $183,133 | $192,111 | $201,520 | $211,382 | $221,718 | $232,550 | $243,903 | $255,802 | $268,272 |
| Rental Cash Flows | ||||||||||
| Rent and other income | - | $18,085 | $20,507 | $21,389 | $22,309 | $23,268 | $24,268 | $25,312 | $26,400 | $27,536 |
| Operating Expenses | - | -$7,299 | -$8,147 | -$8,353 | -$8,566 | -$8,785 | -$9,010 | -$9,242 | -$9,481 | -$9,727 |
| Mortgage Payment | - | -$31,546 | -$34,413 | -$34,413 | -$34,413 | -$34,413 | -$34,413 | -$34,413 | -$34,413 | -$34,413 |
| Net Cash Flow | - | -$20,759 | -$22,053 | -$21,378 | -$20,671 | -$19,931 | -$19,155 | -$18,344 | -$17,494 | -$16,605 |
| Returns | ||||||||||
| Property Price Appreciation | $34,545 | $36,272 | $38,085 | $39,990 | $41,989 | $44,089 | $46,293 | $48,608 | $51,038 | $53,590 |
| Mortgage Paydown | - | $7,867 | $8,977 | $9,409 | $9,861 | $10,335 | $10,832 | $11,353 | $11,898 | $12,470 |
| Net Cash Flow | - | -$20,759 | -$22,053 | -$21,378 | -$20,671 | -$19,931 | -$19,155 | -$18,344 | -$17,494 | -$16,605 |
| Total Return | $34,545 | $23,380 | $25,010 | $28,020 | $31,179 | $34,493 | $37,969 | $41,616 | $45,442 | $49,455 |
| Cumulative Return | $34,545 | $57,925 | $82,935 | $110,956 | $142,136 | $176,629 | $214,599 | $256,216 | $301,659 | $351,114 |
| Investment Metrics | ||||||||||
| Cumulative ROI | 33.3% | 31.6% | 43.2% | 55.1% | 67.2% | 79.7% | 92.3% | 105.0% | 117.9% | 130.9% |
| Cash On Cash | - | -11.3% | -11.5% | -10.6% | -9.8% | -9.0% | -8.2% | -7.5% | -6.8% | -6.2% |
