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$889,900

Coveteur - 3 Arbourvale Common - lacroix - St. Catharines, ON, L2T 2Z9

MLS® # PB464-LACROIX

1.0 Beds

1 Bath

1370 sqft

Property Features:

  • Bedrooms: 1.0
  • Bathrooms: 1.0
  • Floor Space (approx): 1370

This listing content provided by Brokers PlaybookTM

Potential Investment Performance

Cumulative ROI

70.5%

Cumulative Market Appreciation

$245,862

Net Operating Income in Year 5

$19,572

Cash on Cash Return in Year 5

-10.1%

Assumptions

The information below is based on user inputs and general assumptions for informational purposes only. The outputs are not legal, financial, investment, or other advice. Review all fields for accuracy and consult an agent for guidance.

Mortgage Calculator

Mortgage
Purchase Price
$
Down Payment
%
$
Mortgage Amount $711,920
Mortgage Payment
%
$3,693

Cash Flow Calculator

monthly
yearly
Income
Gross Rental Income
$
Vacancy Rate
%
$
Other
$
Gross Operating Income $2,671
Operating Expenses
Management Fees
%
$
Property Tax
$
Repair Reserve
%
$
Insurance
$
Condo/Strata Fees
$
Total Operating Expenses $1,413
Net Operating Income $1,257
Debt Service
Mortgage Payment $3,693
Net Cash Flow -$2,436

Acquistion Costs

Deposit $133,484
Land Transfer Tax $14,273
Legal Fees $1,500
Adjustments $0
Development Charges $15,000
Down Payment Balance $44,496
Total Acquisition Costs $208,753

Deposit Schedule

With the Offer $20,000
Deposit @ 30 days $24,495
Deposit @ 60 days $44,495
Deposit @ 120 days $22,247
Deposit @ 180 days $22,247
Total Deposit $133,484
Closing Date Dec 1, 2025

Components of Return

Potential Returns

Year 1Year 2Year 3Year 4Year 5Year 6Year 7Year 8Year 9Year 10
Investments
Deposits $133,484 - - - - - - - - -
Closing Costs $75,269 - - - - - - - - -
Mortgage Paydown $903$11,120$11,654$12,214$12,801$13,417$14,062$14,737$15,446$16,188
Total $209,656$11,120$11,654$12,214$12,801$13,417$14,062$14,737$15,446$16,188
Cash Invested $209,656$220,776$232,431$244,645$257,447$270,864$284,926$299,664$315,111$331,299
Rental Cash Flows
Rent and other income $2,671$32,172$33,556$34,999$36,504$38,073$39,711$41,418$43,199$45,057
Operating Expenses -$1,413-$17,000-$17,409-$17,828-$18,259-$18,702-$19,156-$19,624-$20,104-$20,598
Mortgage Payment -$3,693-$44,326-$44,326-$44,326-$44,326-$44,326-$44,326-$44,326-$44,326-$44,326
Net Cash Flow -$2,436-$29,154-$28,179-$27,155-$26,081-$24,954-$23,772-$22,532-$21,231-$19,867
Returns
Property Price Appreciation $44,495$46,719$49,055$51,508$54,083$56,788$59,627$62,608$65,739$69,026
Mortgage Paydown $903$11,120$11,654$12,214$12,801$13,417$14,062$14,737$15,446$16,188
Net Cash Flow -$2,436-$29,154-$28,179-$27,155-$26,081-$24,954-$23,772-$22,532-$21,231-$19,867
Total Return $42,962$28,685$32,531$36,567$40,804$45,250$49,917$54,814$59,954$65,347
Cumulative Return $42,962$71,647$104,178$140,746$181,551$226,801$276,719$331,533$391,488$456,835
Investment Metrics
Cumulative ROI 20.5% 32.5% 44.8% 57.5% 70.5% 83.7% 97.1% 110.6% 124.2% 137.9%
Cash On Cash -1.2% -13.2% -12.1% -11.1% -10.1% -9.2% -8.3% -7.5% -6.7% -6.0%

Location of lacroix-3 Arbourvale Common, St. Catharines, ON, L2T 2Z9

Demographic Information of lacroix-3 Arbourvale Common, St. Catharines, ON, L2T 2Z9

Life Stage

Nearly Retired

Employment Type

Service Sector/White Collar

Average Household Income

$94,593.63

Average Number of Children

1.62

Household Population

Household Structure

Age of Population

Education

Education Level

No certificate/diploma/degree

12.04 %

High school certificate or equivalent

35.53 %

Apprenticeship trade certificate/diploma

7.1 %

College/non-university certificate

17.1 %

University certificate (below bachelor)

2.62 %

University Degree

25.61 %

Commuter

Travel To Work

By Car

83.37 %

By Public Transit

6.55 %

By Walking

6.85 %

By Bicycle

0.0 %

By Other Methods

3.23 %

Cultural Diversity

Knowledge of Official Language

Mother Tongue

Building Information

Building Type

Apartments (Low and High Rise)

64.8 %

Houses

35.2 %

Own Vs. Rent