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$1,181,750

2.0 Beds

2 Baths

1430 sqft

gaultier_a-3 Arbourvale Common, St. Catharines, ON, L2T 2Z9

St. Catharines ON, L2T 2Z9

MLS® # PB1165-GAULTIER_A

Property Features:

  • Bedrooms: 2.0
  • Bathrooms: 2.0
  • Floor Space (approx): 1430

This listing content provided by Brokers PlaybookTM

Potential Investment Performance

Cumulative ROI

71.4%

Cumulative Market Appreciation

$326,495

Net Operating Income in Year 5

$28,671

Cash on Cash Return in Year 5

-9.1%

Assumptions

The information below is based on user inputs and general assumptions for informational purposes only. The outputs are not legal, financial, investment, or other advice. Review all fields for accuracy and consult an agent for guidance.

Mortgage Calculator

Mortgage
Purchase Price
$
Down Payment
%
$236,350
Mortgage Amount $945,400
Mortgage Payment
%
$4,905

Cash Flow Calculator

monthly
yearly
Income
Gross Rental Income
Powered By
$
Vacancy Rate
%
$
Other
$
Gross Operating Income $3,485
Operating Expenses
Management Fees
%
$
Property Tax
$
Repair Reserve
%
$
Insurance
$
Condo/Strata Fees
$
Total Operating Expenses $1,603
Net Operating Income $1,882
Debt Service
Mortgage Payment $4,905
Net Cash Flow -$3,023

Acquistion Costs

Deposit $177,260
Land Transfer Tax $20,110
Legal Fees $1,500
Adjustments $0
Development Charges $15,000
Down Payment Balance $59,090
Total Acquisition Costs $272,960

Deposit Schedule

With the Offer $20,000
Deposit @ 30 days $39,087
Deposit @ 60 days $59,087
Deposit @ 120 days $29,543
Deposit @ 180 days $29,543
Total Deposit $177,260
Closing Date Dec 1, 2025

Components of Return

Potential Returns

Year 1Year 2Year 3Year 4Year 5Year 6Year 7Year 8Year 9Year 10
Investments
Deposits $177,260 - - - - - - - - -
Closing Costs $95,700 - - - - - - - - -
Mortgage Paydown $7,268$15,058$15,782$16,541$17,336$18,169$19,042$19,957$20,917$21,922
Total $280,228$15,058$15,782$16,541$17,336$18,169$19,042$19,957$20,917$21,922
Cash Invested $280,228$295,287$311,069$327,610$344,946$363,116$382,158$402,116$423,034$444,956
Rental Cash Flows
Rent and other income $20,913$42,726$44,564$46,480$48,478$50,563$52,737$55,005$57,370$59,837
Operating Expenses -$9,620-$19,478-$19,958-$20,452-$20,960-$21,482-$22,019-$22,571-$23,139-$23,724
Mortgage Payment -$29,431-$58,863-$58,863-$58,863-$58,863-$58,863-$58,863-$58,863-$58,863-$58,863
Net Cash Flow -$18,138-$35,614-$34,257-$32,835-$31,344-$29,782-$28,144-$26,429-$24,632-$22,750
Returns
Property Price Appreciation $59,087$62,041$65,143$68,401$71,821$75,412$79,182$83,142$87,299$91,664
Mortgage Paydown $7,268$15,058$15,782$16,541$17,336$18,169$19,042$19,957$20,917$21,922
Net Cash Flow -$18,138-$35,614-$34,257-$32,835-$31,344-$29,782-$28,144-$26,429-$24,632-$22,750
Total Return $48,217$41,485$46,668$52,106$57,812$63,799$70,080$76,670$83,583$90,836
Cumulative Return $48,217$89,702$136,371$188,478$246,291$310,090$380,171$456,841$540,425$631,262
Investment Metrics
Cumulative ROI 17.2% 30.4% 43.8% 57.5% 71.4% 85.4% 99.5% 113.6% 127.7% 141.9%
Cash On Cash -6.5% -12.1% -11.0% -10.0% -9.1% -8.2% -7.4% -6.6% -5.8% -5.1%

Location of gaultier_a-3 Arbourvale Common, St. Catharines, ON, L2T 2Z9

Demographic Information of gaultier_a-3 Arbourvale Common, St. Catharines, ON, L2T 2Z9

Life Stage

Nearly Retired

Employment Type

Service Sector/White Collar

Average Household Income

$94,593.63

Average Number of Children

1.62

Household Population

Household Structure

Age of Population

Education

Education Level

No certificate/diploma/degree

12.04 %

High school certificate or equivalent

35.53 %

Apprenticeship trade certificate/diploma

7.1 %

College/non-university certificate

17.1 %

University certificate (below bachelor)

2.62 %

University Degree

25.61 %

Commuter

Travel To Work

By Car

83.37 %

By Public Transit

6.55 %

By Walking

6.85 %

By Bicycle

0.0 %

By Other Methods

3.23 %

Cultural Diversity

Knowledge of Official Language

Mother Tongue

Building Information

Building Type

Apartments (Low and High Rise)

64.8 %

Houses

35.2 %

Own Vs. Rent