88 James - 84 James St - 2902 - St. Catharines, ON, L2R 5C1
2.0 Beds
2 Baths
750 sqft
2.0 Beds
2 Baths
750 sqft
Mortgage | |
---|---|
Purchase Price | $ |
Down Payment % | $ |
Mortgage Amount | $503,110 |
Mortgage Payment % | $2,610 |
Income | |
---|---|
Gross Rental Income | $ |
Vacancy Rate % | $ |
Other | $ |
Gross Operating Income | $1,828 |
Operating Expenses | |
Management Fees % | $ |
Property Tax | $ |
Repair Reserve % | $ |
Insurance | $ |
Condo/Strata Fees | $ |
Total Operating Expenses | $835 |
Net Operating Income | $992 |
Debt Service | |
Mortgage Payment | $2,610 |
Net Cash Flow | -$1,618 |
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 | |
---|---|---|---|---|---|---|---|---|---|---|
Investments | ||||||||||
Deposits | $62,888 | $62,888 | - | - | - | - | - | - | - | - |
Closing Costs | - | - | $25,553 | - | - | - | - | - | - | - |
Mortgage Paydown | - | - | $7,827 | $8,204 | $8,598 | $9,011 | $9,444 | $9,898 | $10,374 | $10,873 |
Total | $62,888 | $62,888 | $33,381 | $8,204 | $8,598 | $9,011 | $9,444 | $9,898 | $10,374 | $10,873 |
Cash Invested | $62,888 | $125,776 | $159,157 | $167,361 | $175,959 | $184,971 | $194,416 | $204,315 | $214,689 | $225,562 |
Rental Cash Flows | ||||||||||
Rent and other income | - | - | $21,937 | $22,880 | $23,864 | $24,890 | $25,961 | $27,077 | $28,241 | $29,456 |
Operating Expenses | - | - | -$10,029 | -$10,276 | -$10,530 | -$10,791 | -$11,060 | -$11,336 | -$11,620 | -$11,913 |
Mortgage Payment | - | - | -$31,325 | -$31,325 | -$31,325 | -$31,325 | -$31,325 | -$31,325 | -$31,325 | -$31,325 |
Net Cash Flow | - | - | -$19,416 | -$18,720 | -$17,990 | -$17,225 | -$16,424 | -$15,584 | -$14,704 | -$13,782 |
Returns | ||||||||||
Property Price Appreciation | $31,444 | $33,016 | $34,667 | $36,400 | $38,220 | $40,131 | $42,138 | $44,245 | $46,457 | $48,780 |
Mortgage Paydown | - | - | $7,827 | $8,204 | $8,598 | $9,011 | $9,444 | $9,898 | $10,374 | $10,873 |
Net Cash Flow | - | - | -$19,416 | -$18,720 | -$17,990 | -$17,225 | -$16,424 | -$15,584 | -$14,704 | -$13,782 |
Total Return | $31,444 | $33,016 | $23,078 | $25,884 | $28,828 | $31,917 | $35,159 | $38,560 | $42,128 | $45,871 |
Cumulative Return | $31,444 | $64,461 | $87,539 | $113,424 | $142,252 | $174,170 | $209,329 | $247,889 | $290,017 | $335,889 |
Investment Metrics | ||||||||||
Cumulative ROI | 50.0% | 51.3% | 55.0% | 67.8% | 80.8% | 94.2% | 107.7% | 121.3% | 135.1% | 148.9% |
Cash On Cash | - | - | -12.2% | -11.2% | -10.2% | -9.3% | -8.4% | -7.6% | -6.8% | -6.1% |
3.71%
Price change (1 year)
46.76%
Price change (5 years)