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$489,888

2 Beds

1 Bath

551 sqft

2011-84 James St, St. Catharines, ON, L2R 5C1

St. Catharines ON, L2R 5C1

MLS® # PB1070-2011

Property Features:

  • Bedrooms: 1.5
  • Bathrooms: 1.0
  • Floor Space (approx): 551

This listing content provided by Brokers PlaybookTM

Potential Investment Performance

Cumulative ROI

81.3%

Cumulative Market Appreciation

$135,347

Net Operating Income in Year 5

$14,386

Cash on Cash Return in Year 5

-7.9%

Assumptions

The information below is based on user inputs and general assumptions for informational purposes only. The outputs are not legal, financial, investment, or other advice. Review all fields for accuracy and consult an agent for guidance.

Mortgage Calculator

Mortgage
Purchase Price
$
Down Payment
%
$97,978
Mortgage Amount $391,910
Mortgage Payment
%
$2,033

Cash Flow Calculator

monthly
yearly
Income
Gross Rental Income
Powered By
$
Vacancy Rate
%
$
Other
$
Gross Operating Income $1,603
Operating Expenses
Management Fees
%
$
Property Tax
$
Repair Reserve
%
$
Insurance
$
Condo/Strata Fees
$
Total Operating Expenses $645
Net Operating Income $957
Debt Service
Mortgage Payment $2,033
Net Cash Flow -$1,075

Acquistion Costs

Deposit $97,976
Land Transfer Tax $6,272
Legal Fees $1,500
Adjustments $0
Development Charges $15,000
Down Payment Balance $1
Total Acquisition Costs $120,749

Deposit Schedule

With the Offer $5,000
Deposit @ 30 days $19,494
Deposit @ 90 days $12,247
Deposit @ 150 days $12,247
Deposit @ 380 days $12,247
Deposit @ 500 days $12,247
Due on Occupancy $24,494
Total Deposit $97,976
Closing Date Jan 1, 2027

Components of Return

Potential Returns

Year 1Year 2Year 3Year 4Year 5Year 6Year 7Year 8Year 9Year 10
Investments
Deposits $48,988$48,988 - - - - - - - -
Closing Costs - $22,773 - - - - - - - -
Mortgage Paydown - $2,505$6,218$6,517$6,830$7,158$7,502$7,863$8,241$8,637
Total $48,988$74,267$6,218$6,517$6,830$7,158$7,502$7,863$8,241$8,637
Cash Invested $48,988$123,255$129,473$135,990$142,820$149,979$157,482$165,345$173,586$182,223
Rental Cash Flows
Rent and other income - $8,017$19,585$20,427$21,306$22,222$23,177$24,174$25,214$26,298
Operating Expenses - -$3,227-$7,827-$8,025-$8,229-$8,439-$8,655-$8,878-$9,107-$9,343
Mortgage Payment - -$10,167-$24,401-$24,401-$24,401-$24,401-$24,401-$24,401-$24,401-$24,401
Net Cash Flow - -$5,377-$12,642-$11,999-$11,324-$10,618-$9,879-$9,105-$8,294-$7,446
Returns
Property Price Appreciation $24,494$25,719$27,005$28,355$29,773$31,261$32,824$34,466$36,189$37,998
Mortgage Paydown - $2,505$6,218$6,517$6,830$7,158$7,502$7,863$8,241$8,637
Net Cash Flow - -$5,377-$12,642-$11,999-$11,324-$10,618-$9,879-$9,105-$8,294-$7,446
Total Return $24,494$22,847$20,580$22,873$25,278$27,801$30,448$33,224$36,135$39,189
Cumulative Return $24,494$47,341$67,922$90,795$116,074$143,875$174,323$207,547$243,683$282,872
Investment Metrics
Cumulative ROI 50.0% 38.4% 52.5% 66.8% 81.3% 95.9% 110.7% 125.5% 140.4% 155.2%
Cash On Cash - -4.4% -9.8% -8.8% -7.9% -7.1% -6.3% -5.5% -4.8% -4.1%

Location of 2011-84 James St, St. Catharines, ON, L2R 5C1

Demographic Information of 2011-84 James St, St. Catharines, ON, L2R 5C1

Life Stage

Young Couples

Employment Type

Blue Collar/Primary, Blue Collar/Service Sector

Average Household Income

$92,583.48

Average Number of Children

1.38

Household Population

Household Structure

Age of Population

Education

Education Level

No certificate/diploma/degree

11.21 %

High school certificate or equivalent

32.51 %

Apprenticeship trade certificate/diploma

4.58 %

College/non-university certificate

19.58 %

University certificate (below bachelor)

1.84 %

University Degree

30.27 %

Commuter

Travel To Work

By Car

72.51 %

By Public Transit

8.5 %

By Walking

16.38 %

By Bicycle

0.91 %

By Other Methods

1.7 %

Cultural Diversity

Knowledge of Official Language

Mother Tongue

Building Information

Building Type

Apartments (Low and High Rise)

78.69 %

Houses

21.31 %

Own Vs. Rent