$434,888
1 Beds
1 Bath
475 sqft
Potential Investment Performance
Cumulative ROI
66.4%
Cumulative Market Appreciation
$120,151
Net Operating Income in Year 5
$6,444
Cash on Cash Return in Year 5
-12.5%
Assumptions
The information below is based on user inputs and general assumptions for informational purposes only. The outputs are not legal, financial, investment, or other advice. Review all fields for accuracy and consult an agent for guidance.
Mortgage Calculator
| Mortgage | |
|---|---|
| Purchase Price | $ |
| Down Payment % | $86,978 |
| Mortgage Amount | $347,910 |
| Mortgage Payment % | $1,805 |
Cash Flow Calculator
monthly
yearly
| Income | |
|---|---|
| Gross Rental Income | $ |
| Vacancy Rate % | $ |
| Other | $ |
| Gross Operating Income | $926 |
| Operating Expenses | |
| Management Fees % | $ |
| Property Tax | $ |
| Repair Reserve % | $ |
| Insurance | $ |
| Condo/Strata Fees | $ |
| Total Operating Expenses | $516 |
| Net Operating Income | $409 |
| Debt Service | |
| Mortgage Payment | $1,805 |
| Net Cash Flow | -$1,395 |
Acquistion Costs
Deposit $86,976
Land Transfer Tax $5,172
Legal Fees $1,500
Adjustments $0
Development Charges $15,000
Down Payment Balance $1
Total Acquisition Costs $108,649
Deposit Schedule
With the Offer $5,000
Deposit @ 30 days $16,744
Deposit @ 90 days $10,872
Deposit @ 150 days $10,872
Deposit @ 380 days $10,872
Deposit @ 500 days $10,872
Due on Occupancy $21,744
Total Deposit $86,976
Closing Date Jan 1, 2027
Components of Return
Potential Returns
| Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Investments | ||||||||||
| Deposits | $43,488 | $43,488 | - | - | - | - | - | - | - | - |
| Closing Costs | - | $21,673 | - | - | - | - | - | - | - | - |
| Mortgage Paydown | - | $1,776 | $5,498 | $5,762 | $6,039 | $6,330 | $6,634 | $6,953 | $7,287 | $7,637 |
| Total | $43,488 | $66,937 | $5,498 | $5,762 | $6,039 | $6,330 | $6,634 | $6,953 | $7,287 | $7,637 |
| Cash Invested | $43,488 | $110,425 | $115,924 | $121,687 | $127,726 | $134,056 | $140,691 | $147,644 | $154,931 | $162,569 |
| Rental Cash Flows | ||||||||||
| Rent and other income | - | $3,705 | $11,274 | $11,759 | $12,264 | $12,792 | $13,342 | $13,915 | $14,514 | $15,138 |
| Operating Expenses | - | -$2,066 | -$6,247 | -$6,396 | -$6,548 | -$6,705 | -$6,867 | -$7,032 | -$7,203 | -$7,378 |
| Mortgage Payment | - | -$7,220 | -$21,661 | -$21,661 | -$21,661 | -$21,661 | -$21,661 | -$21,661 | -$21,661 | -$21,661 |
| Net Cash Flow | - | -$5,581 | -$16,634 | -$16,298 | -$15,946 | -$15,575 | -$15,186 | -$14,778 | -$14,350 | -$13,901 |
| Returns | ||||||||||
| Property Price Appreciation | $21,744 | $22,831 | $23,973 | $25,171 | $26,430 | $27,751 | $29,139 | $30,596 | $32,126 | $33,732 |
| Mortgage Paydown | - | $1,776 | $5,498 | $5,762 | $6,039 | $6,330 | $6,634 | $6,953 | $7,287 | $7,637 |
| Net Cash Flow | - | -$5,581 | -$16,634 | -$16,298 | -$15,946 | -$15,575 | -$15,186 | -$14,778 | -$14,350 | -$13,901 |
| Total Return | $21,744 | $19,026 | $12,836 | $14,635 | $16,524 | $18,506 | $20,586 | $22,770 | $25,062 | $27,468 |
| Cumulative Return | $21,744 | $40,770 | $53,607 | $68,243 | $84,767 | $103,273 | $123,860 | $146,631 | $171,694 | $199,162 |
| Investment Metrics | ||||||||||
| Cumulative ROI | 50.0% | 36.9% | 46.2% | 56.1% | 66.4% | 77.0% | 88.0% | 99.3% | 110.8% | 122.5% |
| Cash On Cash | - | -5.1% | -14.3% | -13.4% | -12.5% | -11.6% | -10.8% | -10.0% | -9.3% | -8.6% |
