$871,000
2 Beds
2 Baths
737 sqft
Potential Investment Performance
Cumulative ROI
69.2%
Cumulative Market Appreciation
$240,641
Net Operating Income in Year 5
$14,986
Cash on Cash Return in Year 5
-12.0%
Assumptions
The information below is based on user inputs and general assumptions for informational purposes only. The outputs are not legal, financial, investment, or other advice. Review all fields for accuracy and consult an agent for guidance.
Mortgage Calculator
| Mortgage | |
|---|---|
| Purchase Price | $ |
| Down Payment % | $174,200 |
| Mortgage Amount | $696,800 |
| Mortgage Payment % | $3,615 |
Cash Flow Calculator
monthly
yearly
| Income | |
|---|---|
| Gross Rental Income | $ |
| Vacancy Rate % | $ |
| Other | $ |
| Gross Operating Income | $1,796 |
| Operating Expenses | |
| Management Fees % | $ |
| Property Tax | $ |
| Repair Reserve % | $ |
| Insurance | $ |
| Condo/Strata Fees | $ |
| Total Operating Expenses | $810 |
| Net Operating Income | $986 |
| Debt Service | |
| Mortgage Payment | $3,615 |
| Net Cash Flow | -$2,629 |
Acquistion Costs
Deposit $52,260
Land Transfer Tax $13,895
Legal Fees $1,500
Adjustments $0
Development Charges $15,000
Down Payment Balance $121,940
Total Acquisition Costs $204,595
Deposit Schedule
With the Offer $10,000
Deposit @ 30 days -$1,290
Deposit @ 60 days $8,710
Deposit @ 90 days $8,710
Deposit @ 120 days $8,710
Deposit @ 150 days $8,710
Due on Occupancy $8,710
Total Deposit $52,260
Closing Date Oct 1, 2026
Components of Return
Potential Returns
| Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Investments | ||||||||||
| Deposits | $43,550 | $8,710 | - | - | - | - | - | - | - | - |
| Closing Costs | - | $152,335 | - | - | - | - | - | - | - | - |
| Mortgage Paydown | - | $7,170 | $11,186 | $11,723 | $12,287 | $12,877 | $13,496 | $14,145 | $14,825 | $15,537 |
| Total | $43,550 | $168,215 | $11,186 | $11,723 | $12,287 | $12,877 | $13,496 | $14,145 | $14,825 | $15,537 |
| Cash Invested | $43,550 | $211,765 | $222,952 | $234,675 | $246,963 | $259,840 | $273,337 | $287,483 | $302,308 | $317,846 |
| Rental Cash Flows | ||||||||||
| Rent and other income | - | $14,371 | $22,175 | $23,128 | $24,123 | $25,160 | $26,242 | $27,370 | $28,547 | $29,775 |
| Operating Expenses | - | -$6,482 | -$9,883 | -$10,128 | -$10,379 | -$10,638 | -$10,905 | -$11,178 | -$11,460 | -$11,750 |
| Mortgage Payment | - | -$28,923 | -$43,384 | -$43,384 | -$43,384 | -$43,384 | -$43,384 | -$43,384 | -$43,384 | -$43,384 |
| Net Cash Flow | - | -$21,033 | -$31,093 | -$30,384 | -$29,641 | -$28,863 | -$28,047 | -$27,192 | -$26,297 | -$25,359 |
| Returns | ||||||||||
| Property Price Appreciation | $43,550 | $45,727 | $48,013 | $50,414 | $52,935 | $55,582 | $58,361 | $61,279 | $64,343 | $67,560 |
| Mortgage Paydown | - | $7,170 | $11,186 | $11,723 | $12,287 | $12,877 | $13,496 | $14,145 | $14,825 | $15,537 |
| Net Cash Flow | - | -$21,033 | -$31,093 | -$30,384 | -$29,641 | -$28,863 | -$28,047 | -$27,192 | -$26,297 | -$25,359 |
| Total Return | $43,550 | $31,864 | $28,106 | $31,753 | $35,581 | $39,596 | $43,810 | $48,232 | $52,871 | $57,738 |
| Cumulative Return | $43,550 | $75,414 | $103,521 | $135,275 | $170,856 | $210,453 | $254,263 | $302,495 | $355,366 | $413,105 |
| Investment Metrics | ||||||||||
| Cumulative ROI | 100.0% | 35.6% | 46.4% | 57.6% | 69.2% | 81.0% | 93.0% | 105.2% | 117.6% | 130.0% |
| Cash On Cash | - | -9.9% | -13.9% | -12.9% | -12.0% | -11.1% | -10.3% | -9.5% | -8.7% | -8.0% |
Market Price Trends
Condominium
-3.35%
Price change (1 year)
16.39%
Price change (5 years)
All Properties
-3.82%
Price change (1 year)
33.66%
Price change (5 years)
