$975,000
3 Beds
2 Baths
861 sqft
Potential Investment Performance
Cumulative ROI
91.2%
Cumulative Market Appreciation
$269,374
Net Operating Income in Year 5
$22,806
Cash on Cash Return in Year 5
-11.4%
Assumptions
The information below is based on user inputs and general assumptions for informational purposes only. The outputs are not legal, financial, investment, or other advice. Review all fields for accuracy and consult an agent for guidance.
Mortgage Calculator
Mortgage | |
---|---|
Purchase Price | $ |
Down Payment % | $195,000 |
Mortgage Amount | $780,000 |
Mortgage Payment % | $4,047 |
Cash Flow Calculator
monthly
yearly
Income | |
---|---|
Gross Rental Income | $ |
Vacancy Rate % | $ |
Other | $ |
Gross Operating Income | $2,505 |
Operating Expenses | |
Management Fees % | $ |
Property Tax | $ |
Repair Reserve % | $ |
Insurance | $ |
Condo/Strata Fees | $ |
Total Operating Expenses | $983 |
Net Operating Income | $1,522 |
Debt Service | |
Mortgage Payment | $4,047 |
Net Cash Flow | -$2,525 |
Acquistion Costs
Deposit $107,250
Land Transfer Tax $15,975
Legal Fees $1,500
Adjustments $0
Development Charges $15,000
Down Payment Balance $87,750
Total Acquisition Costs $227,475
Deposit Schedule
With the Offer $5,000
Deposit @ 30 days $14,500
Deposit @ 90 days $19,500
Deposit @ 180 days $19,500
Deposit @ 270 days $19,500
Deposit @ 365 days $19,500
Due on Occupancy $9,750
Total Deposit $107,250
Closing Date Apr 1, 2028
Components of Return
Potential Returns
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 | |
---|---|---|---|---|---|---|---|---|---|---|
Investments | ||||||||||
Deposits | $78,000 | $19,500 | $9,750 | - | - | - | - | - | - | - |
Closing Costs | - | - | $120,225 | - | - | - | - | - | - | - |
Mortgage Paydown | - | - | $1,983 | $12,231 | $12,819 | $13,435 | $14,081 | $14,757 | $15,467 | $16,210 |
Total | $78,000 | $19,500 | $131,958 | $12,231 | $12,819 | $13,435 | $14,081 | $14,757 | $15,467 | $16,210 |
Cash Invested | $78,000 | $97,500 | $229,458 | $241,689 | $254,508 | $267,944 | $282,025 | $296,782 | $312,250 | $328,460 |
Rental Cash Flows | ||||||||||
Rent and other income | - | - | $5,011 | $30,281 | $31,583 | $32,941 | $34,358 | $35,835 | $37,376 | $38,983 |
Operating Expenses | - | - | -$1,966 | -$11,851 | -$12,153 | -$12,463 | -$12,783 | -$13,112 | -$13,450 | -$13,799 |
Mortgage Payment | - | - | -$8,094 | -$48,565 | -$48,565 | -$48,565 | -$48,565 | -$48,565 | -$48,565 | -$48,565 |
Net Cash Flow | - | - | -$5,050 | -$30,135 | -$29,134 | -$28,086 | -$26,990 | -$25,841 | -$24,639 | -$23,380 |
Returns | ||||||||||
Property Price Appreciation | $48,750 | $51,187 | $53,746 | $56,434 | $59,255 | $62,218 | $65,329 | $68,596 | $72,025 | $75,627 |
Mortgage Paydown | - | - | $1,983 | $12,231 | $12,819 | $13,435 | $14,081 | $14,757 | $15,467 | $16,210 |
Net Cash Flow | - | - | -$5,050 | -$30,135 | -$29,134 | -$28,086 | -$26,990 | -$25,841 | -$24,639 | -$23,380 |
Total Return | $48,750 | $51,187 | $50,680 | $38,530 | $42,940 | $47,567 | $52,420 | $57,512 | $62,853 | $68,456 |
Cumulative Return | $48,750 | $99,937 | $150,617 | $189,148 | $232,088 | $279,655 | $332,076 | $389,588 | $452,442 | $520,899 |
Investment Metrics | ||||||||||
Cumulative ROI | 62.5% | 102.5% | 65.6% | 78.3% | 91.2% | 104.4% | 117.7% | 131.3% | 144.9% | 158.6% |
Cash On Cash | - | - | -2.2% | -12.5% | -11.4% | -10.5% | -9.6% | -8.7% | -7.9% | -7.1% |
Market Price Trends
Condominium
-3.35%
Price change (1 year)
16.39%
Price change (5 years)
All Properties
-3.82%
Price change (1 year)
33.66%
Price change (5 years)