$750,990
2 Beds
2 Baths
672 sqft
Potential Investment Performance
Cumulative ROI
74.4%
Cumulative Market Appreciation
$207,484
Net Operating Income in Year 5
$13,369
Cash on Cash Return in Year 5
-12.2%
Assumptions
The information below is based on user inputs and general assumptions for informational purposes only. The outputs are not legal, financial, investment, or other advice. Review all fields for accuracy and consult an agent for guidance.
Mortgage Calculator
| Mortgage | |
|---|---|
| Purchase Price | $ |
| Down Payment % | $150,198 |
| Mortgage Amount | $600,792 |
| Mortgage Payment % | $3,117 |
Cash Flow Calculator
monthly
yearly
| Income | |
|---|---|
| Gross Rental Income | $ |
| Vacancy Rate % | $ |
| Other | $ |
| Gross Operating Income | $1,638 |
| Operating Expenses | |
| Management Fees % | $ |
| Property Tax | $ |
| Repair Reserve % | $ |
| Insurance | $ |
| Condo/Strata Fees | $ |
| Total Operating Expenses | $761 |
| Net Operating Income | $876 |
| Debt Service | |
| Mortgage Payment | $3,117 |
| Net Cash Flow | -$2,240 |
Acquistion Costs
Deposit $112,645
Land Transfer Tax $11,494
Legal Fees $1,500
Adjustments $0
Development Charges $15,000
Down Payment Balance $37,553
Total Acquisition Costs $178,192
Deposit Schedule
With the Offer $5,000
Deposit @ 30 days $13,774
Deposit @ 90 days $18,774
Deposit @ 180 days $18,774
Deposit @ 240 days $18,774
Due on Occupancy $37,549
Total Deposit $112,645
Closing Date Mar 1, 2027
Components of Return
Potential Returns
| Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Investments | ||||||||||
| Deposits | $75,096 | $37,549 | - | - | - | - | - | - | - | - |
| Closing Costs | - | $65,547 | - | - | - | - | - | - | - | - |
| Mortgage Paydown | - | $1,527 | $9,421 | $9,873 | $10,348 | $10,845 | $11,367 | $11,913 | $12,486 | $13,086 |
| Total | $75,096 | $104,623 | $9,421 | $9,873 | $10,348 | $10,845 | $11,367 | $11,913 | $12,486 | $13,086 |
| Cash Invested | $75,096 | $179,719 | $189,140 | $199,014 | $209,363 | $220,208 | $231,576 | $243,489 | $255,975 | $269,062 |
| Rental Cash Flows | ||||||||||
| Rent and other income | - | $3,276 | $19,796 | $20,648 | $21,536 | $22,462 | $23,427 | $24,435 | $25,486 | $26,581 |
| Operating Expenses | - | -$1,523 | -$9,176 | -$9,401 | -$9,633 | -$9,871 | -$10,117 | -$10,369 | -$10,628 | -$10,895 |
| Mortgage Payment | - | -$6,234 | -$37,407 | -$37,407 | -$37,407 | -$37,407 | -$37,407 | -$37,407 | -$37,407 | -$37,407 |
| Net Cash Flow | - | -$4,481 | -$26,786 | -$26,160 | -$25,504 | -$24,817 | -$24,096 | -$23,340 | -$22,549 | -$21,720 |
| Returns | ||||||||||
| Property Price Appreciation | $37,549 | $39,426 | $41,398 | $43,468 | $45,641 | $47,923 | $50,319 | $52,835 | $55,477 | $58,251 |
| Mortgage Paydown | - | $1,527 | $9,421 | $9,873 | $10,348 | $10,845 | $11,367 | $11,913 | $12,486 | $13,086 |
| Net Cash Flow | - | -$4,481 | -$26,786 | -$26,160 | -$25,504 | -$24,817 | -$24,096 | -$23,340 | -$22,549 | -$21,720 |
| Total Return | $37,549 | $36,472 | $24,033 | $27,181 | $30,485 | $33,952 | $37,590 | $41,408 | $45,414 | $49,617 |
| Cumulative Return | $37,549 | $74,022 | $98,055 | $125,236 | $155,722 | $189,674 | $227,265 | $268,674 | $314,088 | $363,706 |
| Investment Metrics | ||||||||||
| Cumulative ROI | 50.0% | 41.2% | 51.8% | 62.9% | 74.4% | 86.1% | 98.1% | 110.3% | 122.7% | 135.2% |
| Cash On Cash | - | -2.5% | -14.2% | -13.1% | -12.2% | -11.3% | -10.4% | -9.6% | -8.8% | -8.1% |
Market Price Trends
All Properties
22.01%
Price change (1 year)
19.02%
Price change (5 years)
