1.0 Beds
1 Bath
460 sqft
Oakville ON, L6H 7G1
| Mortgage | |
|---|---|
| Purchase Price | $ |
| Down Payment % | $100,000 |
| Mortgage Amount | $400,000 |
| Mortgage Payment % | $2,075 |
| Income | |
|---|---|
| Gross Rental Income | $ |
| Vacancy Rate % | $ |
| Other | $ |
| Gross Operating Income | $897 |
| Operating Expenses | |
| Management Fees % | $ |
| Property Tax | $ |
| Repair Reserve % | $ |
| Insurance | $ |
| Condo/Strata Fees | $ |
| Total Operating Expenses | $493 |
| Net Operating Income | $404 |
| Debt Service | |
| Mortgage Payment | $2,075 |
| Net Cash Flow | -$1,671 |
| Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Investments | ||||||||||
| Deposits | $50,000 | - | $25,000 | - | - | - | - | - | - | - |
| Closing Costs | - | - | $47,975 | - | - | - | - | - | - | - |
| Mortgage Paydown | - | - | $3,594 | $6,396 | $6,703 | $7,025 | $7,363 | $7,717 | $8,088 | $8,477 |
| Total | $50,000 | $0 | $76,569 | $6,396 | $6,703 | $7,025 | $7,363 | $7,717 | $8,088 | $8,477 |
| Cash Invested | $50,000 | $50,000 | $126,569 | $132,966 | $139,669 | $146,695 | $154,059 | $161,777 | $169,865 | $178,343 |
| Rental Cash Flows | ||||||||||
| Rent and other income | - | - | $6,279 | $11,033 | $11,508 | $12,003 | $12,519 | $13,057 | $13,619 | $14,204 |
| Operating Expenses | - | - | -$3,451 | -$5,998 | -$6,141 | -$6,289 | -$6,440 | -$6,595 | -$6,755 | -$6,919 |
| Mortgage Payment | - | - | -$14,528 | -$24,905 | -$24,905 | -$24,905 | -$24,905 | -$24,905 | -$24,905 | -$24,905 |
| Net Cash Flow | - | - | -$11,700 | -$19,869 | -$19,538 | -$19,190 | -$18,825 | -$18,443 | -$18,041 | -$17,619 |
| Returns | ||||||||||
| Property Price Appreciation | $25,000 | $26,249 | $27,562 | $28,940 | $30,387 | $31,907 | $33,502 | $35,177 | $36,936 | $38,783 |
| Mortgage Paydown | - | - | $3,594 | $6,396 | $6,703 | $7,025 | $7,363 | $7,717 | $8,088 | $8,477 |
| Net Cash Flow | - | - | -$11,700 | -$19,869 | -$19,538 | -$19,190 | -$18,825 | -$18,443 | -$18,041 | -$17,619 |
| Total Return | $25,000 | $26,249 | $19,457 | $15,467 | $17,553 | $19,742 | $22,040 | $24,452 | $26,983 | $29,640 |
| Cumulative Return | $25,000 | $51,250 | $70,707 | $86,174 | $103,727 | $123,469 | $145,510 | $169,962 | $196,945 | $226,586 |
| Investment Metrics | ||||||||||
| Cumulative ROI | 50.0% | 102.5% | 55.9% | 64.8% | 74.3% | 84.2% | 94.5% | 105.1% | 115.9% | 127.1% |
| Cash On Cash | - | - | -9.2% | -14.9% | -14.0% | -13.1% | -12.2% | -11.4% | -10.6% | -9.9% |
