1.5 Beds
1 Bath
526 sqft
Oakville ON, L6H 7G1
| Mortgage | |
|---|---|
| Purchase Price | $ |
| Down Payment % | $120,000 |
| Mortgage Amount | $480,000 |
| Mortgage Payment % | $2,490 |
| Income | |
|---|---|
| Gross Rental Income | $ |
| Vacancy Rate % | $ |
| Other | $ |
| Gross Operating Income | $1,530 |
| Operating Expenses | |
| Management Fees % | $ |
| Property Tax | $ |
| Repair Reserve % | $ |
| Insurance | $ |
| Condo/Strata Fees | $ |
| Total Operating Expenses | $618 |
| Net Operating Income | $912 |
| Debt Service | |
| Mortgage Payment | $2,490 |
| Net Cash Flow | -$1,577 |
| Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Investments | ||||||||||
| Deposits | $60,000 | - | $30,000 | - | - | - | - | - | - | - |
| Closing Costs | - | - | $54,975 | - | - | - | - | - | - | - |
| Mortgage Paydown | - | - | $4,313 | $7,675 | $8,044 | $8,431 | $8,836 | $9,261 | $9,706 | $10,172 |
| Total | $60,000 | $0 | $89,288 | $7,675 | $8,044 | $8,431 | $8,836 | $9,261 | $9,706 | $10,172 |
| Cash Invested | $60,000 | $60,000 | $149,288 | $156,964 | $165,008 | $173,440 | $182,276 | $191,537 | $201,244 | $211,416 |
| Rental Cash Flows | ||||||||||
| Rent and other income | - | - | $10,714 | $18,828 | $19,638 | $20,482 | $21,363 | $22,282 | $23,240 | $24,239 |
| Operating Expenses | - | - | -$4,326 | -$7,527 | -$7,717 | -$7,914 | -$8,116 | -$8,323 | -$8,538 | -$8,758 |
| Mortgage Payment | - | - | -$17,433 | -$29,886 | -$29,886 | -$29,886 | -$29,886 | -$29,886 | -$29,886 | -$29,886 |
| Net Cash Flow | - | - | -$11,045 | -$18,584 | -$17,965 | -$17,317 | -$16,638 | -$15,928 | -$15,183 | -$14,405 |
| Returns | ||||||||||
| Property Price Appreciation | $30,000 | $31,499 | $33,075 | $34,728 | $36,465 | $38,288 | $40,202 | $42,213 | $44,323 | $46,539 |
| Mortgage Paydown | - | - | $4,313 | $7,675 | $8,044 | $8,431 | $8,836 | $9,261 | $9,706 | $10,172 |
| Net Cash Flow | - | - | -$11,045 | -$18,584 | -$17,965 | -$17,317 | -$16,638 | -$15,928 | -$15,183 | -$14,405 |
| Total Return | $30,000 | $31,499 | $26,342 | $23,819 | $26,543 | $29,402 | $32,400 | $35,546 | $38,845 | $42,307 |
| Cumulative Return | $30,000 | $61,500 | $87,842 | $111,662 | $138,206 | $167,608 | $200,008 | $235,555 | $274,400 | $316,708 |
| Investment Metrics | ||||||||||
| Cumulative ROI | 50.0% | 102.5% | 58.8% | 71.1% | 83.8% | 96.6% | 109.7% | 123.0% | 136.4% | 149.8% |
| Cash On Cash | - | - | -7.4% | -11.8% | -10.9% | -10.0% | -9.1% | -8.3% | -7.5% | -6.8% |
21.2%
Price change (1 year)
19.42%
Price change (5 years)
