1.5 Beds
2 Baths
567 sqft
Oakville ON, L6H 7G1
| Mortgage | |
|---|---|
| Purchase Price | $ |
| Down Payment % | $120,000 |
| Mortgage Amount | $480,000 |
| Mortgage Payment % | $2,490 |
| Income | |
|---|---|
| Gross Rental Income | $ |
| Vacancy Rate % | $ |
| Other | $ |
| Gross Operating Income | $1,649 |
| Operating Expenses | |
| Management Fees % | $ |
| Property Tax | $ |
| Repair Reserve % | $ |
| Insurance | $ |
| Condo/Strata Fees | $ |
| Total Operating Expenses | $654 |
| Net Operating Income | $995 |
| Debt Service | |
| Mortgage Payment | $2,490 |
| Net Cash Flow | -$1,495 |
| Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Investments | ||||||||||
| Deposits | $60,000 | - | $30,000 | - | - | - | - | - | - | - |
| Closing Costs | - | - | $54,975 | - | - | - | - | - | - | - |
| Mortgage Paydown | - | - | $4,313 | $7,675 | $8,044 | $8,431 | $8,836 | $9,261 | $9,706 | $10,172 |
| Total | $60,000 | $0 | $89,288 | $7,675 | $8,044 | $8,431 | $8,836 | $9,261 | $9,706 | $10,172 |
| Cash Invested | $60,000 | $60,000 | $149,288 | $156,964 | $165,008 | $173,440 | $182,276 | $191,537 | $201,244 | $211,416 |
| Rental Cash Flows | ||||||||||
| Rent and other income | - | - | $11,549 | $20,296 | $21,169 | $22,079 | $23,028 | $24,018 | $25,051 | $26,128 |
| Operating Expenses | - | - | -$4,582 | -$7,971 | -$8,174 | -$8,383 | -$8,598 | -$8,819 | -$9,046 | -$9,281 |
| Mortgage Payment | - | - | -$17,433 | -$29,886 | -$29,886 | -$29,886 | -$29,886 | -$29,886 | -$29,886 | -$29,886 |
| Net Cash Flow | - | - | -$10,466 | -$17,561 | -$16,891 | -$16,190 | -$15,455 | -$14,686 | -$13,881 | -$13,038 |
| Returns | ||||||||||
| Property Price Appreciation | $30,000 | $31,499 | $33,075 | $34,728 | $36,465 | $38,288 | $40,202 | $42,213 | $44,323 | $46,539 |
| Mortgage Paydown | - | - | $4,313 | $7,675 | $8,044 | $8,431 | $8,836 | $9,261 | $9,706 | $10,172 |
| Net Cash Flow | - | - | -$10,466 | -$17,561 | -$16,891 | -$16,190 | -$15,455 | -$14,686 | -$13,881 | -$13,038 |
| Total Return | $30,000 | $31,499 | $26,922 | $24,842 | $27,617 | $30,529 | $33,583 | $36,787 | $40,148 | $43,674 |
| Cumulative Return | $30,000 | $61,500 | $88,422 | $113,265 | $140,883 | $171,412 | $204,996 | $241,783 | $281,932 | $325,606 |
| Investment Metrics | ||||||||||
| Cumulative ROI | 50.0% | 102.5% | 59.2% | 72.2% | 85.4% | 98.8% | 112.5% | 126.2% | 140.1% | 154.0% |
| Cash On Cash | - | - | -7.0% | -11.2% | -10.2% | -9.3% | -8.5% | -7.7% | -6.9% | -6.2% |
1.39%
Price change (1 year)
42.38%
Price change (5 years)
