$624,900
2 Beds
1 Bath
479 sqft
Potential Investment Performance
Cumulative ROI
95.8%
Cumulative Market Appreciation
$172,648
Net Operating Income in Year 5
$11,795
Cash on Cash Return in Year 5
-13.4%
Assumptions
The information below is based on user inputs and general assumptions for informational purposes only. The outputs are not legal, financial, investment, or other advice. Review all fields for accuracy and consult an agent for guidance.
Mortgage Calculator
| Mortgage | |
|---|---|
| Purchase Price | $ |
| Down Payment % | $124,979 |
| Mortgage Amount | $499,921 |
| Mortgage Payment % | $2,593 |
Cash Flow Calculator
monthly
yearly
| Income | |
|---|---|
| Gross Rental Income | $ |
| Vacancy Rate % | $ |
| Other | $ |
| Gross Operating Income | $1,393 |
| Operating Expenses | |
| Management Fees % | $ |
| Property Tax | $ |
| Repair Reserve % | $ |
| Insurance | $ |
| Condo/Strata Fees | $ |
| Total Operating Expenses | $615 |
| Net Operating Income | $778 |
| Debt Service | |
| Mortgage Payment | $2,593 |
| Net Cash Flow | -$1,815 |
Acquistion Costs
Deposit $124,979
Land Transfer Tax $8,973
Legal Fees $1,500
Adjustments $0
Development Charges $15,000
Down Payment Balance $0
Total Acquisition Costs $150,452
Deposit Schedule
With the Offer $10,000
Deposit @ 30 days $21,245
Deposit @ 0 days $31,245
Deposit @ 760 days $15,622
Deposit @ 1125 days $15,622
Due on Occupancy $31,245
Total Deposit $124,979
Closing Date Jan 1, 2029
Components of Return
Potential Returns
| Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Investments | ||||||||||
| Deposits | $62,490 | - | $15,622 | $46,867 | - | - | - | - | - | - |
| Closing Costs | - | - | - | $25,473 | - | - | - | - | - | - |
| Mortgage Paydown | - | - | - | $2,552 | $7,900 | $8,280 | $8,678 | $9,095 | $9,532 | $9,991 |
| Total | $62,490 | $0 | $15,622 | $74,892 | $7,900 | $8,280 | $8,678 | $9,095 | $9,532 | $9,991 |
| Cash Invested | $62,490 | $62,490 | $78,112 | $153,004 | $160,905 | $169,185 | $177,864 | $186,960 | $196,493 | $206,484 |
| Rental Cash Flows | ||||||||||
| Rent and other income | - | - | - | $5,575 | $16,966 | $17,695 | $18,456 | $19,250 | $20,078 | $20,941 |
| Operating Expenses | - | - | - | -$2,463 | -$7,451 | -$7,636 | -$7,826 | -$8,022 | -$8,224 | -$8,431 |
| Mortgage Payment | - | - | - | -$10,375 | -$31,126 | -$31,126 | -$31,126 | -$31,126 | -$31,126 | -$31,126 |
| Net Cash Flow | - | - | - | -$7,263 | -$21,611 | -$21,067 | -$20,496 | -$19,898 | -$19,272 | -$18,616 |
| Returns | ||||||||||
| Property Price Appreciation | $31,245 | $32,807 | $34,447 | $36,169 | $37,978 | $39,877 | $41,871 | $43,964 | $46,163 | $48,471 |
| Mortgage Paydown | - | - | - | $2,552 | $7,900 | $8,280 | $8,678 | $9,095 | $9,532 | $9,991 |
| Net Cash Flow | - | - | - | -$7,263 | -$21,611 | -$21,067 | -$20,496 | -$19,898 | -$19,272 | -$18,616 |
| Total Return | $31,245 | $32,807 | $34,447 | $31,458 | $24,268 | $27,091 | $30,053 | $33,161 | $36,423 | $39,845 |
| Cumulative Return | $31,245 | $64,052 | $98,499 | $129,958 | $154,226 | $181,317 | $211,371 | $244,532 | $280,956 | $320,802 |
| Investment Metrics | ||||||||||
| Cumulative ROI | 50.0% | 102.5% | 126.1% | 84.9% | 95.8% | 107.2% | 118.8% | 130.8% | 143.0% | 155.4% |
| Cash On Cash | - | - | - | -4.7% | -13.4% | -12.5% | -11.5% | -10.6% | -9.8% | -9.0% |
Market Price Trends
All Properties
-6.53%
Price change (1 year)
38.84%
Price change (5 years)
