$638,990
3 Beds
1 Bath
471 sqft
Potential Investment Performance
Cumulative ROI
86.1%
Cumulative Market Appreciation
$176,541
Net Operating Income in Year 5
$11,525
Cash on Cash Return in Year 5
-13.0%
Assumptions
The information below is based on user inputs and general assumptions for informational purposes only. The outputs are not legal, financial, investment, or other advice. Review all fields for accuracy and consult an agent for guidance.
Mortgage Calculator
| Mortgage | |
|---|---|
| Purchase Price | $ |
| Down Payment % | $127,798 |
| Mortgage Amount | $511,192 |
| Mortgage Payment % | $2,652 |
Cash Flow Calculator
monthly
yearly
| Income | |
|---|---|
| Gross Rental Income | $ |
| Vacancy Rate % | $ |
| Other | $ |
| Gross Operating Income | $1,370 |
| Operating Expenses | |
| Management Fees % | $ |
| Property Tax | $ |
| Repair Reserve % | $ |
| Insurance | $ |
| Condo/Strata Fees | $ |
| Total Operating Expenses | $611 |
| Net Operating Income | $759 |
| Debt Service | |
| Mortgage Payment | $2,652 |
| Net Cash Flow | -$1,892 |
Acquistion Costs
Deposit $127,794
Land Transfer Tax $9,254
Legal Fees $1,500
Adjustments $0
Development Charges $15,000
Down Payment Balance $4
Total Acquisition Costs $153,552
Deposit Schedule
With the Offer $10,000
Deposit @ 30 days $21,949
Deposit @ 120 days $15,974
Deposit @ 180 days $15,974
Deposit @ 600 days $15,974
Deposit @ 780 days $15,974
Due on Occupancy $31,949
Total Deposit $127,794
Closing Date Apr 1, 2028
Components of Return
Potential Returns
| Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Investments | ||||||||||
| Deposits | $63,897 | $15,974 | $47,923 | - | - | - | - | - | - | - |
| Closing Costs | - | - | $25,758 | - | - | - | - | - | - | - |
| Mortgage Paydown | - | - | $648 | $7,984 | $8,368 | $8,770 | $9,192 | $9,634 | $10,097 | $10,582 |
| Total | $63,897 | $15,974 | $74,329 | $7,984 | $8,368 | $8,770 | $9,192 | $9,634 | $10,097 | $10,582 |
| Cash Invested | $63,897 | $79,871 | $154,200 | $162,185 | $170,553 | $179,324 | $188,517 | $198,151 | $208,248 | $218,830 |
| Rental Cash Flows | ||||||||||
| Rent and other income | - | - | $1,370 | $16,506 | $17,216 | $17,956 | $18,728 | $19,533 | $20,373 | $21,249 |
| Operating Expenses | - | - | -$611 | -$7,349 | -$7,531 | -$7,718 | -$7,911 | -$8,109 | -$8,313 | -$8,523 |
| Mortgage Payment | - | - | -$2,652 | -$31,828 | -$31,828 | -$31,828 | -$31,828 | -$31,828 | -$31,828 | -$31,828 |
| Net Cash Flow | - | - | -$1,892 | -$22,671 | -$22,143 | -$21,590 | -$21,011 | -$20,404 | -$19,768 | -$19,101 |
| Returns | ||||||||||
| Property Price Appreciation | $31,949 | $33,546 | $35,224 | $36,985 | $38,834 | $40,776 | $42,815 | $44,956 | $47,203 | $49,564 |
| Mortgage Paydown | - | - | $648 | $7,984 | $8,368 | $8,770 | $9,192 | $9,634 | $10,097 | $10,582 |
| Net Cash Flow | - | - | -$1,892 | -$22,671 | -$22,143 | -$21,590 | -$21,011 | -$20,404 | -$19,768 | -$19,101 |
| Total Return | $31,949 | $33,546 | $33,980 | $22,299 | $25,059 | $27,956 | $30,996 | $34,186 | $37,533 | $41,044 |
| Cumulative Return | $31,949 | $65,496 | $99,476 | $121,775 | $146,835 | $174,792 | $205,788 | $239,974 | $277,508 | $318,553 |
| Investment Metrics | ||||||||||
| Cumulative ROI | 50.0% | 82.0% | 64.5% | 75.1% | 86.1% | 97.5% | 109.2% | 121.1% | 133.3% | 145.6% |
| Cash On Cash | - | - | -1.2% | -14.0% | -13.0% | -12.0% | -11.1% | -10.3% | -9.5% | -8.7% |
