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$599,990

1.5 Beds

1 Bath

518 sqft

1107 Main - 445_c521
1107 Main St W

Hamilton ON, L8S 1B8

MLS® # PB955-445_C521
445_C521 - 1107 Main by IN8 Developments

Property Features:

  • Bedrooms: 1.5
  • Bathrooms: 1.0
  • Floor Space (approx): 518

This listing content provided by Brokers PlaybookTM

Potential Investment Performance

Cumulative ROI

79.4%

Cumulative Market Appreciation

$165,766

Net Operating Income in Year 5

$12,998

Cash on Cash Return in Year 5

-11.0%

Assumptions

The information below is based on user inputs and general assumptions for informational purposes only. The outputs are not legal, financial, investment, or other advice. Review all fields for accuracy and consult an agent for guidance.

Mortgage Calculator

Mortgage
Purchase Price
$
Down Payment
%
$119,998
Mortgage Amount $479,992
Mortgage Payment
%
$2,490

Cash Flow Calculator

monthly
yearly
Income
Gross Rental Income
Powered By
$
Vacancy Rate
%
$
Other
$
Gross Operating Income $1,507
Operating Expenses
Management Fees
%
$
Property Tax
$
Repair Reserve
%
$
Insurance
$
Condo/Strata Fees
$
Total Operating Expenses $647
Net Operating Income $860
Debt Service
Mortgage Payment $2,490
Net Cash Flow -$1,630

Acquistion Costs

Deposit $119,994
Land Transfer Tax $8,474
Legal Fees $1,500
Adjustments $0
Development Charges $15,000
Down Payment Balance $4
Total Acquisition Costs $144,972

Deposit Schedule

With the Offer $5,000
Deposit @ 30 days $24,999
Deposit @ 90 days $14,999
Deposit @ 180 days $14,999
Deposit @ 270 days $14,999
Deposit @ 365 days $14,999
Due on Occupancy $29,999
Total Deposit $119,994
Closing Date May 1, 2027

Components of Return

Potential Returns

Year 1Year 2Year 3Year 4Year 5Year 6Year 7Year 8Year 9Year 10
Investments
Deposits $74,996$44,998 - - - - - - - -
Closing Costs - - $24,978 - - - - - - -
Mortgage Paydown - - $6,832$7,796$8,171$8,564$8,975$9,407$9,859$10,333
Total $74,996$44,998$31,810$7,796$8,171$8,564$8,975$9,407$9,859$10,333
Cash Invested $74,996$119,994$151,804$159,600$167,772$176,336$185,311$194,718$204,578$214,911
Rental Cash Flows
Rent and other income - - $16,581$18,801$19,610$20,453$21,332$22,250$23,206$24,204
Operating Expenses - - -$7,120-$7,945-$8,144-$8,348-$8,559-$8,776-$8,999-$9,228
Mortgage Payment - - -$27,395-$29,885-$29,885-$29,885-$29,885-$29,885-$29,885-$29,885
Net Cash Flow - - -$17,934-$19,029-$18,419-$17,781-$17,112-$16,411-$15,678-$14,909
Returns
Property Price Appreciation $29,999$31,499$33,074$34,728$36,464$38,287$40,202$42,212$44,322$46,539
Mortgage Paydown - - $6,832$7,796$8,171$8,564$8,975$9,407$9,859$10,333
Net Cash Flow - - -$17,934-$19,029-$18,419-$17,781-$17,112-$16,411-$15,678-$14,909
Total Return $29,999$31,499$21,972$23,495$26,215$29,070$32,065$35,207$38,503$41,962
Cumulative Return $29,999$61,498$83,471$106,966$133,182$162,253$194,318$229,525$268,029$309,992
Investment Metrics
Cumulative ROI 40.0% 51.3% 55.0% 67.0% 79.4% 92.0% 104.9% 117.9% 131.0% 144.2%
Cash On Cash - - -11.8% -11.9% -11.0% -10.1% -9.2% -8.4% -7.7% -6.9%

Location of 445_c521-1107 Main St W, Hamilton, ON, L8S 1B8

Demographic Information of 445_c521-1107 Main St W, Hamilton, ON, L8S 1B8

Life Stage

Young Singles

Employment Type

Service Sector/White Collar

Average Household Income

$93,104.04

Average Number of Children

1.75

Household Population

Household Structure

Age of Population

Education

Education Level

No certificate/diploma/degree

10.44 %

High school certificate or equivalent

24.5 %

Apprenticeship trade certificate/diploma

2.48 %

College/non-university certificate

13.31 %

University certificate (below bachelor)

3.59 %

University Degree

45.68 %

Commuter

Travel To Work

By Car

73.21 %

By Public Transit

15.09 %

By Walking

9.0 %

By Bicycle

0.76 %

By Other Methods

1.94 %

Cultural Diversity

Knowledge of Official Language

Mother Tongue

Building Information

Building Type

Apartments (Low and High Rise)

67.33 %

Houses

32.67 %

Own Vs. Rent