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$364,900

358 sqft

305_st_0_02-225 John St S unit 12c, Hamilton, ON, L8N 2C7

Hamilton ON, L8N 2C7

MLS® # PB1118-305_ST_0_02

Property Features:

  • Bathrooms: 2.0
  • Floor Space (approx): 358

This listing content provided by Brokers PlaybookTM

Potential Investment Performance

Cumulative ROI

67.6%

Cumulative Market Appreciation

$100,815

Net Operating Income in Year 5

$305

Cash on Cash Return in Year 5

-17.5%

Assumptions

The information below is based on user inputs and general assumptions for informational purposes only. The outputs are not legal, financial, investment, or other advice. Review all fields for accuracy and consult an agent for guidance.

Mortgage Calculator

Mortgage
Purchase Price
$
Down Payment
%
$72,980
Mortgage Amount $291,920
Mortgage Payment
%
$1,514

Cash Flow Calculator

monthly
yearly
Income
Gross Rental Income
Powered By
$
Vacancy Rate
%
$
Other
$
Gross Operating Income $360
Operating Expenses
Management Fees
%
$
Property Tax
$
Repair Reserve
%
$
Insurance
$
Condo/Strata Fees
$
Total Operating Expenses $370
Net Operating Income -$10
Debt Service
Mortgage Payment $1,514
Net Cash Flow -$1,524

Acquistion Costs

Deposit $72,978
Land Transfer Tax $3,948
Legal Fees $1,500
Adjustments $0
Development Charges $15,000
Down Payment Balance $2
Total Acquisition Costs $93,428

Deposit Schedule

With the Offer $5,000
Deposit @ 30 days $4,122
Deposit @ 60 days $9,122
Deposit @ 120 days $9,122
Deposit @ 180 days $9,122
Deposit @ 1095 days $18,245
Due on Occupancy $18,245
Total Deposit $72,978
Closing Date Mar 1, 2028

Components of Return

Potential Returns

Year 1Year 2Year 3Year 4Year 5Year 6Year 7Year 8Year 9Year 10
Investments
Deposits $36,488 - $18,245$18,245 - - - - - -
Closing Costs - - $20,450 - - - - - - -
Mortgage Paydown - - $1,115$4,595$4,816$5,047$5,290$5,544$5,811$6,090
Total $36,488$0$39,810$22,840$4,816$5,047$5,290$5,544$5,811$6,090
Cash Invested $36,488$36,488$76,298$99,139$103,955$109,003$114,294$119,839$125,650$131,741
Rental Cash Flows
Rent and other income - - $1,082$4,375$4,563$4,760$4,964$5,178$5,401$5,633
Operating Expenses - - -$1,112-$4,475-$4,574-$4,675-$4,778-$4,884-$4,993-$5,104
Mortgage Payment - - -$4,543-$18,175-$18,175-$18,175-$18,175-$18,175-$18,175-$18,175
Net Cash Flow - - -$4,574-$18,275-$18,186-$18,090-$17,989-$17,882-$17,768-$17,647
Returns
Property Price Appreciation $18,245$19,157$20,115$21,120$22,176$23,285$24,450$25,672$26,956$28,303
Mortgage Paydown - - $1,115$4,595$4,816$5,047$5,290$5,544$5,811$6,090
Net Cash Flow - - -$4,574-$18,275-$18,186-$18,090-$17,989-$17,882-$17,768-$17,647
Total Return $18,245$19,157$16,656$7,440$8,807$10,242$11,750$13,335$14,999$16,747
Cumulative Return $18,245$37,402$54,058$61,499$70,306$80,549$92,300$105,635$120,635$137,382
Investment Metrics
Cumulative ROI 50.0% 102.5% 70.9% 62.0% 67.6% 73.9% 80.8% 88.1% 96.0% 104.3%
Cash On Cash - - -6.0% -18.4% -17.5% -16.6% -15.7% -14.9% -14.1% -13.4%

Location of 305_st_0_02-225 John St S unit 12c, Hamilton, ON, L8N 2C7

Demographic Information of 305_st_0_02-225 John St S unit 12c, Hamilton, ON, L8N 2C7

Life Stage

Young Singles

Employment Type

Service Sector

Average Household Income

$88,954.95

Average Number of Children

1.65

Household Population

Household Structure

Age of Population

Education

Education Level

No certificate/diploma/degree

19.96 %

High school certificate or equivalent

28.22 %

Apprenticeship trade certificate/diploma

4.3 %

College/non-university certificate

20.33 %

University certificate (below bachelor)

0.7 %

University Degree

26.49 %

Commuter

Travel To Work

By Car

55.2 %

By Public Transit

25.19 %

By Walking

14.86 %

By Bicycle

0.49 %

By Other Methods

4.26 %

Cultural Diversity

Knowledge of Official Language

Mother Tongue

Building Information

Building Type

Apartments (Low and High Rise)

86.6 %

Houses

13.4 %

Own Vs. Rent