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$1,296,990

75 James Condominiums - 75 James St S - 103_lw_1b - Hamilton, ON, L8P 2Y9

MLS® # PB412-103_LW_1B

1.0 Beds

1 Bath

720 sqft

Property Features:

  • Bedrooms: 1.0
  • Bathrooms: 1.0
  • Floor Space (approx): 720

This listing content provided by Brokers PlaybookTM

Potential Investment Performance

Cumulative ROI

50.8%

Cumulative Market Appreciation

$358,334

Net Operating Income in Year 5

$3,087

Cash on Cash Return in Year 5

-17.0%

Assumptions

The information below is based on user inputs and general assumptions for informational purposes only. The outputs are not legal, financial, investment, or other advice. Review all fields for accuracy and consult an agent for guidance.

Mortgage Calculator

Mortgage
Purchase Price
$
Down Payment
%
$
Mortgage Amount $1,037,590
Mortgage Payment
%
$5,383

Cash Flow Calculator

monthly
yearly
Income
Gross Rental Income
$
Vacancy Rate
%
$
Other
$
Gross Operating Income $963
Operating Expenses
Management Fees
%
$
Property Tax
$
Repair Reserve
%
$
Insurance
$
Condo/Strata Fees
$
Total Operating Expenses $815
Net Operating Income $147
Debt Service
Mortgage Payment $5,383
Net Cash Flow -$5,235

Acquistion Costs

Deposit $194,539
Land Transfer Tax $22,414
Legal Fees $1,500
Adjustments $0
Development Charges $15,000
Down Payment Balance $64,858
Total Acquisition Costs $298,312

Deposit Schedule

With the Offer $0
Deposit @ 30 days $12,969
Deposit @ 60 days $12,969
Deposit @ 90 days $12,969
Deposit @ 120 days $12,969
Deposit @ 150 days $12,969
Deposit @ 180 days $12,969
Deposit @ 210 days $12,969
Deposit @ 240 days $12,969
Deposit @ 270 days $64,849
Due on Occupancy $12,969
Total Deposit $194,539
Closing Date Mar 1, 2026

Components of Return

Potential Returns

Year 1Year 2Year 3Year 4Year 5Year 6Year 7Year 8Year 9Year 10
Investments
Deposits $181,570$12,969 - - - - - - - -
Closing Costs - $103,772 - - - - - - - -
Mortgage Paydown - $13,400$16,787$17,594$18,440$19,326$20,255$21,229$22,249$23,318
Total $181,570$130,141$16,787$17,594$18,440$19,326$20,255$21,229$22,249$23,318
Cash Invested $181,570$311,712$328,500$346,094$364,535$383,861$404,117$425,346$447,596$470,915
Rental Cash Flows
Rent and other income - $9,635$11,977$12,492$13,029$13,589$14,173$14,783$15,419$16,082
Operating Expenses - -$8,157-$9,972-$10,197-$10,428-$10,664-$10,906-$11,154-$11,408-$11,669
Mortgage Payment - -$53,836-$64,603-$64,603-$64,603-$64,603-$64,603-$64,603-$64,603-$64,603
Net Cash Flow - -$52,358-$62,599-$62,308-$62,002-$61,677-$61,335-$60,974-$60,592-$60,190
Returns
Property Price Appreciation $64,849$68,091$71,496$75,071$78,824$82,766$86,904$91,249$95,812$100,602
Mortgage Paydown - $13,400$16,787$17,594$18,440$19,326$20,255$21,229$22,249$23,318
Net Cash Flow - -$52,358-$62,599-$62,308-$62,002-$61,677-$61,335-$60,974-$60,592-$60,190
Total Return $64,849$29,133$25,685$30,357$35,263$40,414$45,824$51,504$57,468$63,731
Cumulative Return $64,849$93,983$119,668$150,025$185,289$225,704$271,528$323,033$380,502$444,233
Investment Metrics
Cumulative ROI 35.7% 30.2% 36.4% 43.3% 50.8% 58.8% 67.2% 75.9% 85.0% 94.3%
Cash On Cash - -16.8% -19.1% -18.0% -17.0% -16.1% -15.2% -14.3% -13.5% -12.8%

Location of 103_lw_1b-75 James St S, Hamilton, ON, L8P 2Y9

Demographic Information of 103_lw_1b-75 James St S, Hamilton, ON, L8P 2Y9

Life Stage

Young Singles

Employment Type

Service Sector/White Collar

Average Household Income

$73,201.28

Average Number of Children

1.76

Household Population

Household Structure

Age of Population

Education

Education Level

No certificate/diploma/degree

17.13 %

High school certificate or equivalent

24.75 %

Apprenticeship trade certificate/diploma

5.1 %

College/non-university certificate

19.47 %

University certificate (below bachelor)

2.04 %

University Degree

31.51 %

Commuter

Travel To Work

By Car

49.2 %

By Public Transit

29.59 %

By Walking

14.87 %

By Bicycle

0.89 %

By Other Methods

5.44 %

Cultural Diversity

Knowledge of Official Language

Mother Tongue

Building Information

Building Type

Apartments (Low and High Rise)

93.7 %

Houses

6.3 %

Own Vs. Rent