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$859,900

f4-3226 Shelbourne St, Victoria, BC, V8P 5G8

MLS® # PB145-F4

2.0 Beds

2 Baths

1223 sqft

Property Features:

  • Bedrooms: 2.0
  • Bathrooms: 2.0
  • Floor Space (approx): 1223

This listing content provided by Brokers PlaybookTM

Potential Investment Performance

Cumulative ROI

86.9%

Cumulative Market Appreciation

$237,574

Net Operating Income in Year 5

$26,708

Cash on Cash Return in Year 5

-7.8%

Assumptions

The information below is based on user inputs and general assumptions for informational purposes only. The outputs are not legal, financial, investment, or other advice. Review all fields for accuracy and consult an agent for guidance.

Mortgage Calculator

Mortgage
Purchase Price
$
Down Payment
%
$
Mortgage Amount $687,920
Mortgage Payment
%
$3,569

Cash Flow Calculator

monthly
yearly
Income
Gross Rental Income
$
Vacancy Rate
%
$
Other
$
Gross Operating Income $2,965
Operating Expenses
Management Fees
%
$
Property Tax
$
Repair Reserve
%
$
Insurance
$
Condo/Strata Fees
$
Total Operating Expenses $1,186
Net Operating Income $1,779
Debt Service
Mortgage Payment $3,569
Net Cash Flow -$1,789

Acquistion Costs

Deposit $85,990
Land Transfer Tax $15,198
Legal Fees $1,500
Adjustments $0
Development Charges $15,000
Down Payment Balance $85,990
Total Acquisition Costs $203,678

Deposit Schedule

With the Offer $0
Deposit @ 7 days $42,995
Deposit @ 60 days $42,995
Total Deposit $85,990
Closing Date Sep 1, 2026

Components of Return

Potential Returns

Year 1Year 2Year 3Year 4Year 5Year 6Year 7Year 8Year 9Year 10
Investments
Deposits $85,990 - - - - - - - - -
Closing Costs - $117,688 - - - - - - - -
Mortgage Paydown - $2,628$10,829$11,350$11,895$12,467$13,066$13,694$14,352$15,042
Total $85,990$120,316$10,829$11,350$11,895$12,467$13,066$13,694$14,352$15,042
Cash Invested $85,990$206,306$217,136$228,486$240,382$252,849$265,916$279,611$293,964$309,006
Rental Cash Flows
Rent and other income - $8,897$35,971$37,518$39,131$40,814$42,569$44,400$46,309$48,300
Operating Expenses - -$3,558-$14,325-$14,688-$15,062-$15,447-$15,843-$16,251-$16,671-$17,103
Mortgage Payment - -$10,707-$42,831-$42,831-$42,831-$42,831-$42,831-$42,831-$42,831-$42,831
Net Cash Flow - -$5,369-$21,185-$20,002-$18,762-$17,464-$16,105-$14,683-$13,193-$11,634
Returns
Property Price Appreciation $42,995$45,144$47,401$49,772$52,260$54,873$57,617$60,498$63,523$66,699
Mortgage Paydown - $2,628$10,829$11,350$11,895$12,467$13,066$13,694$14,352$15,042
Net Cash Flow - -$5,369-$21,185-$20,002-$18,762-$17,464-$16,105-$14,683-$13,193-$11,634
Total Return $42,995$42,404$37,045$41,120$45,393$49,876$54,578$59,509$64,682$70,107
Cumulative Return $42,995$85,399$122,445$163,565$208,958$258,835$313,413$372,923$437,606$507,713
Investment Metrics
Cumulative ROI 50.0% 41.4% 56.4% 71.6% 86.9% 102.4% 117.9% 133.4% 148.9% 164.3%
Cash On Cash - -2.6% -9.8% -8.8% -7.8% -6.9% -6.1% -5.3% -4.5% -3.8%

Location of f4-3226 Shelbourne St, Victoria, BC, V8P 5G8

Demographic Information of f4-3226 Shelbourne St, Victoria, BC, V8P 5G8

Life Stage

Young Couples

Employment Type

Service Sector/White Collar

Average Household Income

$143,526.16

Average Number of Children

1.66

Household Population

Household Structure

Age of Population

Education

Education Level

No certificate/diploma/degree

8.21 %

High school certificate or equivalent

29.66 %

Apprenticeship trade certificate/diploma

7.58 %

College/non-university certificate

18.72 %

University certificate (below bachelor)

1.21 %

University Degree

34.62 %

Commuter

Travel To Work

By Car

69.38 %

By Public Transit

12.67 %

By Walking

7.19 %

By Bicycle

8.27 %

By Other Methods

2.49 %

Cultural Diversity

Knowledge of Official Language

Mother Tongue

Building Information

Building Type

Apartments (Low and High Rise)

19.79 %

Houses

80.21 %

Own Vs. Rent