f4-3226 Shelbourne St, Victoria, BC, V8P 5G8
2.0 Beds
2 Baths
1223 sqft
2.0 Beds
2 Baths
1223 sqft
Mortgage | |
---|---|
Purchase Price | $ |
Down Payment % | $ |
Mortgage Amount | $687,920 |
Mortgage Payment % | $3,569 |
Income | |
---|---|
Gross Rental Income | $ |
Vacancy Rate % | $ |
Other | $ |
Gross Operating Income | $2,965 |
Operating Expenses | |
Management Fees % | $ |
Property Tax | $ |
Repair Reserve % | $ |
Insurance | $ |
Condo/Strata Fees | $ |
Total Operating Expenses | $1,186 |
Net Operating Income | $1,779 |
Debt Service | |
Mortgage Payment | $3,569 |
Net Cash Flow | -$1,789 |
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 | |
---|---|---|---|---|---|---|---|---|---|---|
Investments | ||||||||||
Deposits | $85,990 | - | - | - | - | - | - | - | - | - |
Closing Costs | - | $117,688 | - | - | - | - | - | - | - | - |
Mortgage Paydown | - | $3,512 | $10,872 | $11,394 | $11,942 | $12,516 | $13,117 | $13,748 | $14,409 | $15,101 |
Total | $85,990 | $121,200 | $10,872 | $11,394 | $11,942 | $12,516 | $13,117 | $13,748 | $14,409 | $15,101 |
Cash Invested | $85,990 | $207,190 | $218,062 | $229,456 | $241,399 | $253,915 | $267,033 | $280,781 | $295,190 | $310,292 |
Rental Cash Flows | ||||||||||
Rent and other income | - | $11,863 | $36,099 | $37,651 | $39,270 | $40,959 | $42,720 | $44,557 | $46,473 | $48,471 |
Operating Expenses | - | -$4,745 | -$14,355 | -$14,719 | -$15,094 | -$15,480 | -$15,877 | -$16,285 | -$16,706 | -$17,140 |
Mortgage Payment | - | -$14,277 | -$42,831 | -$42,831 | -$42,831 | -$42,831 | -$42,831 | -$42,831 | -$42,831 | -$42,831 |
Net Cash Flow | - | -$7,159 | -$21,088 | -$19,900 | -$18,655 | -$17,352 | -$15,988 | -$14,560 | -$13,065 | -$11,500 |
Returns | ||||||||||
Property Price Appreciation | $42,995 | $45,144 | $47,401 | $49,772 | $52,260 | $54,873 | $57,617 | $60,498 | $63,523 | $66,699 |
Mortgage Paydown | - | $3,512 | $10,872 | $11,394 | $11,942 | $12,516 | $13,117 | $13,748 | $14,409 | $15,101 |
Net Cash Flow | - | -$7,159 | -$21,088 | -$19,900 | -$18,655 | -$17,352 | -$15,988 | -$14,560 | -$13,065 | -$11,500 |
Total Return | $42,995 | $41,497 | $37,185 | $41,266 | $45,547 | $50,037 | $54,746 | $59,686 | $64,867 | $70,301 |
Cumulative Return | $42,995 | $84,492 | $121,678 | $162,945 | $208,492 | $258,529 | $313,276 | $372,962 | $437,829 | $508,130 |
Investment Metrics | ||||||||||
Cumulative ROI | 50.0% | 40.8% | 55.8% | 71.0% | 86.4% | 101.8% | 117.3% | 132.8% | 148.3% | 163.8% |
Cash On Cash | - | -3.5% | -9.7% | -8.7% | -7.7% | -6.8% | -6.0% | -5.2% | -4.4% | -3.7% |