Oak & Stone - 3226 Shelbourne St - b3_lv1 - Victoria, BC, V8P 5G8
1.0 Beds
1 Bath
670 sqft
1.0 Beds
1 Bath
670 sqft
Mortgage | |
---|---|
Purchase Price | $ |
Down Payment % | $ |
Mortgage Amount | $380,720 |
Mortgage Payment % | $1,975 |
Income | |
---|---|
Gross Rental Income | $ |
Vacancy Rate % | $ |
Other | $ |
Gross Operating Income | $1,299 |
Operating Expenses | |
Management Fees % | $ |
Property Tax | $ |
Repair Reserve % | $ |
Insurance | $ |
Condo/Strata Fees | $ |
Total Operating Expenses | $620 |
Net Operating Income | $679 |
Debt Service | |
Mortgage Payment | $1,975 |
Net Cash Flow | -$1,296 |
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 | |
---|---|---|---|---|---|---|---|---|---|---|
Investments | ||||||||||
Deposits | $47,590 | - | - | - | - | - | - | - | - | - |
Closing Costs | - | $71,608 | - | - | - | - | - | - | - | - |
Mortgage Paydown | - | $1,943 | $6,016 | $6,306 | $6,609 | $6,926 | $7,259 | $7,608 | $7,974 | $8,357 |
Total | $47,590 | $73,551 | $6,016 | $6,306 | $6,609 | $6,926 | $7,259 | $7,608 | $7,974 | $8,357 |
Cash Invested | $47,590 | $121,141 | $127,158 | $133,464 | $140,074 | $147,001 | $154,261 | $161,869 | $169,844 | $178,202 |
Rental Cash Flows | ||||||||||
Rent and other income | - | $5,199 | $15,821 | $16,501 | $17,211 | $17,951 | $18,723 | $19,528 | $20,367 | $21,243 |
Operating Expenses | - | -$2,482 | -$7,506 | -$7,690 | -$7,879 | -$8,073 | -$8,273 | -$8,479 | -$8,690 | -$8,907 |
Mortgage Payment | - | -$7,901 | -$23,704 | -$23,704 | -$23,704 | -$23,704 | -$23,704 | -$23,704 | -$23,704 | -$23,704 |
Net Cash Flow | - | -$5,184 | -$15,390 | -$14,893 | -$14,373 | -$13,827 | -$13,255 | -$12,655 | -$12,027 | -$11,368 |
Returns | ||||||||||
Property Price Appreciation | $23,795 | $24,984 | $26,233 | $27,545 | $28,922 | $30,369 | $31,887 | $33,481 | $35,156 | $36,913 |
Mortgage Paydown | - | $1,943 | $6,016 | $6,306 | $6,609 | $6,926 | $7,259 | $7,608 | $7,974 | $8,357 |
Net Cash Flow | - | -$5,184 | -$15,390 | -$14,893 | -$14,373 | -$13,827 | -$13,255 | -$12,655 | -$12,027 | -$11,368 |
Total Return | $23,795 | $21,744 | $16,860 | $18,957 | $21,158 | $23,468 | $25,891 | $28,434 | $31,103 | $33,902 |
Cumulative Return | $23,795 | $45,539 | $62,399 | $81,357 | $102,516 | $125,984 | $151,876 | $180,311 | $211,414 | $245,317 |
Investment Metrics | ||||||||||
Cumulative ROI | 50.0% | 37.6% | 49.1% | 61.0% | 73.2% | 85.7% | 98.5% | 111.4% | 124.5% | 137.7% |
Cash On Cash | - | -4.3% | -12.1% | -11.2% | -10.3% | -9.4% | -8.6% | -7.8% | -7.1% | -6.4% |