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$465,900

Oak & Stone - 3226 Shelbourne St - b3 - Victoria, BC, V8P 5G8

MLS® # PB145-B3

1.0 Beds

1 Bath

670 sqft

Property Features:

  • Bedrooms: 1.0
  • Bathrooms: 1.0
  • Floor Space (approx): 670

This listing content provided by Brokers PlaybookTM

Potential Investment Performance

Cumulative ROI

73.5%

Cumulative Market Appreciation

$128,719

Net Operating Income in Year 5

$10,424

Cash on Cash Return in Year 5

-10.1%

Assumptions

The information below is based on user inputs and general assumptions for informational purposes only. The outputs are not legal, financial, investment, or other advice. Review all fields for accuracy and consult an agent for guidance.

Mortgage Calculator

Mortgage
Purchase Price
$
Down Payment
%
$
Mortgage Amount $372,720
Mortgage Payment
%
$1,933

Cash Flow Calculator

monthly
yearly
Income
Gross Rental Income
$
Vacancy Rate
%
$
Other
$
Gross Operating Income $1,299
Operating Expenses
Management Fees
%
$
Property Tax
$
Repair Reserve
%
$
Insurance
$
Condo/Strata Fees
$
Total Operating Expenses $618
Net Operating Income $681
Debt Service
Mortgage Payment $1,933
Net Cash Flow -$1,252

Acquistion Costs

Deposit $46,590
Land Transfer Tax $7,318
Legal Fees $1,500
Adjustments $0
Development Charges $15,000
Down Payment Balance $46,590
Total Acquisition Costs $116,998

Deposit Schedule

With the Offer $0
Deposit @ 7 days $23,295
Deposit @ 60 days $23,295
Total Deposit $46,590
Closing Date Sep 1, 2026

Components of Return

Potential Returns

Year 1Year 2Year 3Year 4Year 5Year 6Year 7Year 8Year 9Year 10
Investments
Deposits $46,590 - - - - - - - - -
Closing Costs - $70,408 - - - - - - - -
Mortgage Paydown - $1,902$5,890$6,173$6,470$6,781$7,107$7,448$7,807$8,182
Total $46,590$72,310$5,890$6,173$6,470$6,781$7,107$7,448$7,807$8,182
Cash Invested $46,590$118,900$124,791$130,965$137,435$144,217$151,324$158,773$166,580$174,762
Rental Cash Flows
Rent and other income - $5,199$15,821$16,501$17,211$17,951$18,723$19,528$20,367$21,243
Operating Expenses - -$2,474-$7,482-$7,665-$7,854-$8,048-$8,247-$8,452-$8,663-$8,879
Mortgage Payment - -$7,735-$23,206-$23,206-$23,206-$23,206-$23,206-$23,206-$23,206-$23,206
Net Cash Flow - -$5,010-$14,868-$14,371-$13,850-$13,303-$12,731-$12,131-$11,502-$10,843
Returns
Property Price Appreciation $23,295$24,459$25,682$26,966$28,315$29,730$31,217$32,778$34,417$36,138
Mortgage Paydown - $1,902$5,890$6,173$6,470$6,781$7,107$7,448$7,807$8,182
Net Cash Flow - -$5,010-$14,868-$14,371-$13,850-$13,303-$12,731-$12,131-$11,502-$10,843
Total Return $23,295$21,352$16,705$18,769$20,935$23,208$25,593$28,096$30,722$33,477
Cumulative Return $23,295$44,647$61,352$80,121$101,057$124,265$149,859$177,955$208,677$242,155
Investment Metrics
Cumulative ROI 50.0% 37.5% 49.2% 61.2% 73.5% 86.2% 99.0% 112.1% 125.3% 138.6%
Cash On Cash - -4.2% -11.9% -11.0% -10.1% -9.2% -8.4% -7.6% -6.9% -6.2%

Location of b3-3226 Shelbourne St, Victoria, BC, V8P 5G8

Demographic Information of b3-3226 Shelbourne St, Victoria, BC, V8P 5G8

Life Stage

Young Couples

Employment Type

Service Sector/White Collar

Average Household Income

$143,526.16

Average Number of Children

1.66

Household Population

Household Structure

Age of Population

Education

Education Level

No certificate/diploma/degree

8.21 %

High school certificate or equivalent

29.66 %

Apprenticeship trade certificate/diploma

7.58 %

College/non-university certificate

18.72 %

University certificate (below bachelor)

1.21 %

University Degree

34.62 %

Commuter

Travel To Work

By Car

69.38 %

By Public Transit

12.67 %

By Walking

7.19 %

By Bicycle

8.27 %

By Other Methods

2.49 %

Cultural Diversity

Knowledge of Official Language

Mother Tongue

Building Information

Building Type

Apartments (Low and High Rise)

19.79 %

Houses

80.21 %

Own Vs. Rent