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$475,900

Oak & Stone - 3226 Shelbourne St - b2 - Victoria, BC, V8P 5G8

MLS® # PB145-B2

1.0 Beds

1 Bath

667 sqft

Property Features:

  • Bedrooms: 1.0
  • Bathrooms: 1.0
  • Floor Space (approx): 667

This listing content provided by Brokers PlaybookTM

Potential Investment Performance

Cumulative ROI

73.1%

Cumulative Market Appreciation

$131,482

Net Operating Income in Year 5

$10,345

Cash on Cash Return in Year 5

-10.3%

Assumptions

The information below is based on user inputs and general assumptions for informational purposes only. The outputs are not legal, financial, investment, or other advice. Review all fields for accuracy and consult an agent for guidance.

Mortgage Calculator

Mortgage
Purchase Price
$
Down Payment
%
$
Mortgage Amount $380,720
Mortgage Payment
%
$1,975

Cash Flow Calculator

monthly
yearly
Income
Gross Rental Income
$
Vacancy Rate
%
$
Other
$
Gross Operating Income $1,293
Operating Expenses
Management Fees
%
$
Property Tax
$
Repair Reserve
%
$
Insurance
$
Condo/Strata Fees
$
Total Operating Expenses $618
Net Operating Income $675
Debt Service
Mortgage Payment $1,975
Net Cash Flow -$1,299

Acquistion Costs

Deposit $47,590
Land Transfer Tax $7,518
Legal Fees $1,500
Adjustments $0
Development Charges $15,000
Down Payment Balance $47,590
Total Acquisition Costs $119,198

Deposit Schedule

With the Offer $0
Deposit @ 7 days $23,795
Deposit @ 60 days $23,795
Total Deposit $47,590
Closing Date Sep 1, 2026

Components of Return

Potential Returns

Year 1Year 2Year 3Year 4Year 5Year 6Year 7Year 8Year 9Year 10
Investments
Deposits $47,590 - - - - - - - - -
Closing Costs - $71,608 - - - - - - - -
Mortgage Paydown - $1,943$6,016$6,306$6,609$6,926$7,259$7,608$7,974$8,357
Total $47,590$73,551$6,016$6,306$6,609$6,926$7,259$7,608$7,974$8,357
Cash Invested $47,590$121,141$127,158$133,464$140,074$147,001$154,261$161,869$169,844$178,202
Rental Cash Flows
Rent and other income - $5,175$15,750$16,427$17,133$17,870$18,639$19,440$20,276$21,148
Operating Expenses - -$2,473-$7,479-$7,662-$7,851-$8,044-$8,243-$8,448-$8,658-$8,875
Mortgage Payment - -$7,901-$23,704-$23,704-$23,704-$23,704-$23,704-$23,704-$23,704-$23,704
Net Cash Flow - -$5,198-$15,433-$14,939-$14,421-$13,878-$13,309-$12,712-$12,086-$11,431
Returns
Property Price Appreciation $23,795$24,984$26,233$27,545$28,922$30,369$31,887$33,481$35,156$36,913
Mortgage Paydown - $1,943$6,016$6,306$6,609$6,926$7,259$7,608$7,974$8,357
Net Cash Flow - -$5,198-$15,433-$14,939-$14,421-$13,878-$13,309-$12,712-$12,086-$11,431
Total Return $23,795$21,729$16,817$18,911$21,110$23,417$25,838$28,378$31,043$33,840
Cumulative Return $23,795$45,524$62,341$81,253$102,364$125,781$151,619$179,998$211,041$244,882
Investment Metrics
Cumulative ROI 50.0% 37.6% 49.0% 60.9% 73.1% 85.6% 98.3% 111.2% 124.3% 137.4%
Cash On Cash - -4.3% -12.1% -11.2% -10.3% -9.4% -8.6% -7.9% -7.1% -6.4%

Location of b2-3226 Shelbourne St, Victoria, BC, V8P 5G8

Demographic Information of b2-3226 Shelbourne St, Victoria, BC, V8P 5G8

Life Stage

Young Couples

Employment Type

Service Sector/White Collar

Average Household Income

$143,526.16

Average Number of Children

1.66

Household Population

Household Structure

Age of Population

Education

Education Level

No certificate/diploma/degree

8.21 %

High school certificate or equivalent

29.66 %

Apprenticeship trade certificate/diploma

7.58 %

College/non-university certificate

18.72 %

University certificate (below bachelor)

1.21 %

University Degree

34.62 %

Commuter

Travel To Work

By Car

69.38 %

By Public Transit

12.67 %

By Walking

7.19 %

By Bicycle

8.27 %

By Other Methods

2.49 %

Cultural Diversity

Knowledge of Official Language

Mother Tongue

Building Information

Building Type

Apartments (Low and High Rise)

19.79 %

Houses

80.21 %

Own Vs. Rent