Oak & Stone - 3226 Shelbourne St - b1 - Victoria, BC, V8P 5G8
1.0 Beds
1 Bath
587 sqft
1.0 Beds
1 Bath
587 sqft
Mortgage | |
---|---|
Purchase Price | $ |
Down Payment % | $ |
Mortgage Amount | $372,720 |
Mortgage Payment % | $1,933 |
Income | |
---|---|
Gross Rental Income | $ |
Vacancy Rate % | $ |
Other | $ |
Gross Operating Income | $1,138 |
Operating Expenses | |
Management Fees % | $ |
Property Tax | $ |
Repair Reserve % | $ |
Insurance | $ |
Condo/Strata Fees | $ |
Total Operating Expenses | $556 |
Net Operating Income | $582 |
Debt Service | |
Mortgage Payment | $1,933 |
Net Cash Flow | -$1,351 |
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 | |
---|---|---|---|---|---|---|---|---|---|---|
Investments | ||||||||||
Deposits | $46,590 | - | - | - | - | - | - | - | - | - |
Closing Costs | - | $70,408 | - | - | - | - | - | - | - | - |
Mortgage Paydown | - | $1,902 | $5,890 | $6,173 | $6,470 | $6,781 | $7,107 | $7,448 | $7,807 | $8,182 |
Total | $46,590 | $72,310 | $5,890 | $6,173 | $6,470 | $6,781 | $7,107 | $7,448 | $7,807 | $8,182 |
Cash Invested | $46,590 | $118,900 | $124,791 | $130,965 | $137,435 | $144,217 | $151,324 | $158,773 | $166,580 | $174,762 |
Rental Cash Flows | ||||||||||
Rent and other income | - | $4,555 | $13,861 | $14,457 | $15,078 | $15,727 | $16,403 | $17,108 | $17,844 | $18,611 |
Operating Expenses | - | -$2,225 | -$6,729 | -$6,893 | -$7,062 | -$7,235 | -$7,413 | -$7,597 | -$7,785 | -$7,979 |
Mortgage Payment | - | -$7,735 | -$23,206 | -$23,206 | -$23,206 | -$23,206 | -$23,206 | -$23,206 | -$23,206 | -$23,206 |
Net Cash Flow | - | -$5,405 | -$16,074 | -$15,642 | -$15,189 | -$14,714 | -$14,216 | -$13,694 | -$13,147 | -$12,574 |
Returns | ||||||||||
Property Price Appreciation | $23,295 | $24,459 | $25,682 | $26,966 | $28,315 | $29,730 | $31,217 | $32,778 | $34,417 | $36,138 |
Mortgage Paydown | - | $1,902 | $5,890 | $6,173 | $6,470 | $6,781 | $7,107 | $7,448 | $7,807 | $8,182 |
Net Cash Flow | - | -$5,405 | -$16,074 | -$15,642 | -$15,189 | -$14,714 | -$14,216 | -$13,694 | -$13,147 | -$12,574 |
Total Return | $23,295 | $20,957 | $15,498 | $17,497 | $19,595 | $21,797 | $24,108 | $26,532 | $29,076 | $31,746 |
Cumulative Return | $23,295 | $44,252 | $59,750 | $77,248 | $96,844 | $118,641 | $142,749 | $169,282 | $198,359 | $230,105 |
Investment Metrics | ||||||||||
Cumulative ROI | 50.0% | 37.2% | 47.9% | 59.0% | 70.5% | 82.3% | 94.3% | 106.6% | 119.1% | 131.7% |
Cash On Cash | - | -4.5% | -12.9% | -11.9% | -11.1% | -10.2% | -9.4% | -8.6% | -7.9% | -7.2% |