1.5 Beds
1 Bath
543 sqft
| Mortgage | |
|---|---|
| Purchase Price | $ |
| Down Payment % | $140,000 |
| Mortgage Amount | $560,000 |
| Mortgage Payment % | $2,905 |
| Income | |
|---|---|
| Gross Rental Income | $ |
| Vacancy Rate % | $ |
| Other | $ |
| Gross Operating Income | $1,580 |
| Operating Expenses | |
| Management Fees % | $ |
| Property Tax | $ |
| Repair Reserve % | $ |
| Insurance | $ |
| Condo/Strata Fees | $ |
| Total Operating Expenses | $631 |
| Net Operating Income | $949 |
| Debt Service | |
| Mortgage Payment | $2,905 |
| Net Cash Flow | -$1,956 |
| Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Investments | ||||||||||
| Deposits | $70,000 | - | - | - | - | - | - | - | - | - |
| Closing Costs | $98,500 | - | - | - | - | - | - | - | - | - |
| Mortgage Paydown | $1,423 | $8,781 | $9,203 | $9,645 | $10,109 | $10,595 | $11,104 | $11,638 | $12,197 | $12,784 |
| Total | $169,923 | $8,781 | $9,203 | $9,645 | $10,109 | $10,595 | $11,104 | $11,638 | $12,197 | $12,784 |
| Cash Invested | $169,923 | $178,705 | $187,908 | $197,554 | $207,664 | $218,259 | $229,364 | $241,002 | $253,200 | $265,984 |
| Rental Cash Flows | ||||||||||
| Rent and other income | $3,160 | $19,097 | $19,918 | $20,775 | $21,668 | $22,600 | $23,572 | $24,585 | $25,642 | $26,745 |
| Operating Expenses | -$1,262 | -$7,605 | -$7,798 | -$7,996 | -$8,201 | -$8,411 | -$8,627 | -$8,850 | -$9,080 | -$9,316 |
| Mortgage Payment | -$5,811 | -$34,867 | -$34,867 | -$34,867 | -$34,867 | -$34,867 | -$34,867 | -$34,867 | -$34,867 | -$34,867 |
| Net Cash Flow | -$3,913 | -$23,375 | -$22,746 | -$22,088 | -$21,399 | -$20,678 | -$19,923 | -$19,132 | -$18,304 | -$17,438 |
| Returns | ||||||||||
| Property Price Appreciation | $35,000 | $36,749 | $38,587 | $40,516 | $42,542 | $44,669 | $46,903 | $49,248 | $51,710 | $54,296 |
| Mortgage Paydown | $1,423 | $8,781 | $9,203 | $9,645 | $10,109 | $10,595 | $11,104 | $11,638 | $12,197 | $12,784 |
| Net Cash Flow | -$3,913 | -$23,375 | -$22,746 | -$22,088 | -$21,399 | -$20,678 | -$19,923 | -$19,132 | -$18,304 | -$17,438 |
| Total Return | $32,510 | $22,156 | $25,044 | $28,073 | $31,252 | $34,586 | $38,084 | $41,754 | $45,604 | $49,642 |
| Cumulative Return | $32,510 | $54,666 | $79,710 | $107,784 | $139,036 | $173,623 | $211,708 | $253,463 | $299,067 | $348,709 |
| Investment Metrics | ||||||||||
| Cumulative ROI | 19.1% | 30.6% | 42.4% | 54.6% | 67.0% | 79.5% | 92.3% | 105.2% | 118.1% | 131.1% |
| Cash On Cash | -2.3% | -13.1% | -12.1% | -11.2% | -10.3% | -9.5% | -8.7% | -7.9% | -7.2% | -6.6% |
