1.5 Beds
1 Bath
525 sqft
| Mortgage | |
|---|---|
| Purchase Price | $ |
| Down Payment % | $140,000 |
| Mortgage Amount | $560,000 |
| Mortgage Payment % | $2,905 |
| Income | |
|---|---|
| Gross Rental Income | $ |
| Vacancy Rate % | $ |
| Other | $ |
| Gross Operating Income | $1,527 |
| Operating Expenses | |
| Management Fees % | $ |
| Property Tax | $ |
| Repair Reserve % | $ |
| Insurance | $ |
| Condo/Strata Fees | $ |
| Total Operating Expenses | $616 |
| Net Operating Income | $911 |
| Debt Service | |
| Mortgage Payment | $2,905 |
| Net Cash Flow | -$1,993 |
| Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Investments | ||||||||||
| Deposits | $70,000 | - | - | - | - | - | - | - | - | - |
| Closing Costs | $98,500 | - | - | - | - | - | - | - | - | - |
| Mortgage Paydown | $1,423 | $8,781 | $9,203 | $9,645 | $10,109 | $10,595 | $11,104 | $11,638 | $12,197 | $12,784 |
| Total | $169,923 | $8,781 | $9,203 | $9,645 | $10,109 | $10,595 | $11,104 | $11,638 | $12,197 | $12,784 |
| Cash Invested | $169,923 | $178,705 | $187,908 | $197,554 | $207,664 | $218,259 | $229,364 | $241,002 | $253,200 | $265,984 |
| Rental Cash Flows | ||||||||||
| Rent and other income | $3,055 | $18,464 | $19,258 | $20,086 | $20,950 | $21,851 | $22,790 | $23,770 | $24,792 | $25,858 |
| Operating Expenses | -$1,232 | -$7,423 | -$7,611 | -$7,804 | -$8,003 | -$8,208 | -$8,418 | -$8,635 | -$8,859 | -$9,089 |
| Mortgage Payment | -$5,811 | -$34,867 | -$34,867 | -$34,867 | -$34,867 | -$34,867 | -$34,867 | -$34,867 | -$34,867 | -$34,867 |
| Net Cash Flow | -$3,987 | -$23,826 | -$23,219 | -$22,585 | -$21,920 | -$21,224 | -$20,495 | -$19,732 | -$18,933 | -$18,097 |
| Returns | ||||||||||
| Property Price Appreciation | $35,000 | $36,749 | $38,587 | $40,516 | $42,542 | $44,669 | $46,903 | $49,248 | $51,710 | $54,296 |
| Mortgage Paydown | $1,423 | $8,781 | $9,203 | $9,645 | $10,109 | $10,595 | $11,104 | $11,638 | $12,197 | $12,784 |
| Net Cash Flow | -$3,987 | -$23,826 | -$23,219 | -$22,585 | -$21,920 | -$21,224 | -$20,495 | -$19,732 | -$18,933 | -$18,097 |
| Total Return | $32,436 | $21,705 | $24,571 | $27,577 | $30,731 | $34,040 | $37,512 | $41,154 | $44,974 | $48,982 |
| Cumulative Return | $32,436 | $54,141 | $78,712 | $106,290 | $137,021 | $171,062 | $208,575 | $249,729 | $294,704 | $343,686 |
| Investment Metrics | ||||||||||
| Cumulative ROI | 19.1% | 30.3% | 41.9% | 53.8% | 66.0% | 78.4% | 90.9% | 103.6% | 116.4% | 129.2% |
| Cash On Cash | -2.3% | -13.3% | -12.4% | -11.4% | -10.6% | -9.7% | -8.9% | -8.2% | -7.5% | -6.8% |
