1.5 Beds
1 Bath
540 sqft
| Mortgage | |
|---|---|
| Purchase Price | $ |
| Down Payment % | $140,000 |
| Mortgage Amount | $560,000 |
| Mortgage Payment % | $2,905 |
| Income | |
|---|---|
| Gross Rental Income | $ |
| Vacancy Rate % | $ |
| Other | $ |
| Gross Operating Income | $1,571 |
| Operating Expenses | |
| Management Fees % | $ |
| Property Tax | $ |
| Repair Reserve % | $ |
| Insurance | $ |
| Condo/Strata Fees | $ |
| Total Operating Expenses | $628 |
| Net Operating Income | $942 |
| Debt Service | |
| Mortgage Payment | $2,905 |
| Net Cash Flow | -$1,962 |
| Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Investments | ||||||||||
| Deposits | $70,000 | - | - | - | - | - | - | - | - | - |
| Closing Costs | $98,500 | - | - | - | - | - | - | - | - | - |
| Mortgage Paydown | $1,423 | $8,781 | $9,203 | $9,645 | $10,109 | $10,595 | $11,104 | $11,638 | $12,197 | $12,784 |
| Total | $169,923 | $8,781 | $9,203 | $9,645 | $10,109 | $10,595 | $11,104 | $11,638 | $12,197 | $12,784 |
| Cash Invested | $169,923 | $178,705 | $187,908 | $197,554 | $207,664 | $218,259 | $229,364 | $241,002 | $253,200 | $265,984 |
| Rental Cash Flows | ||||||||||
| Rent and other income | $3,142 | $18,991 | $19,808 | $20,660 | $21,548 | $22,475 | $23,441 | $24,449 | $25,501 | $26,597 |
| Operating Expenses | -$1,257 | -$7,575 | -$7,767 | -$7,964 | -$8,168 | -$8,377 | -$8,592 | -$8,814 | -$9,043 | -$9,278 |
| Mortgage Payment | -$5,811 | -$34,867 | -$34,867 | -$34,867 | -$34,867 | -$34,867 | -$34,867 | -$34,867 | -$34,867 | -$34,867 |
| Net Cash Flow | -$3,925 | -$23,450 | -$22,825 | -$22,171 | -$21,486 | -$20,769 | -$20,018 | -$19,232 | -$18,409 | -$17,548 |
| Returns | ||||||||||
| Property Price Appreciation | $35,000 | $36,749 | $38,587 | $40,516 | $42,542 | $44,669 | $46,903 | $49,248 | $51,710 | $54,296 |
| Mortgage Paydown | $1,423 | $8,781 | $9,203 | $9,645 | $10,109 | $10,595 | $11,104 | $11,638 | $12,197 | $12,784 |
| Net Cash Flow | -$3,925 | -$23,450 | -$22,825 | -$22,171 | -$21,486 | -$20,769 | -$20,018 | -$19,232 | -$18,409 | -$17,548 |
| Total Return | $32,498 | $22,080 | $24,965 | $27,991 | $31,165 | $34,495 | $37,989 | $41,654 | $45,499 | $49,532 |
| Cumulative Return | $32,498 | $54,579 | $79,544 | $107,535 | $138,701 | $173,196 | $211,186 | $252,841 | $298,340 | $347,872 |
| Investment Metrics | ||||||||||
| Cumulative ROI | 19.1% | 30.5% | 42.3% | 54.4% | 66.8% | 79.4% | 92.1% | 104.9% | 117.8% | 130.8% |
| Cash On Cash | -2.3% | -13.1% | -12.1% | -11.2% | -10.3% | -9.5% | -8.7% | -8.0% | -7.3% | -6.6% |
