$1,000,000
3.0 Beds
2 Baths
950 sqft
Potential Investment Performance
Cumulative ROI
100.9%
Cumulative Market Appreciation
$276,281
Net Operating Income in Year 5
$24,905
Cash on Cash Return in Year 5
-11.8%
Assumptions
The information below is based on user inputs and general assumptions for informational purposes only. The outputs are not legal, financial, investment, or other advice. Review all fields for accuracy and consult an agent for guidance.
Mortgage Calculator
| Mortgage | |
|---|---|
| Purchase Price | $ |
| Down Payment % | $200,000 |
| Mortgage Amount | $800,000 |
| Mortgage Payment % | $4,150 |
Cash Flow Calculator
monthly
yearly
| Income | |
|---|---|
| Gross Rental Income | $ |
| Vacancy Rate % | $ |
| Other | $ |
| Gross Operating Income | $2,764 |
| Operating Expenses | |
| Management Fees % | $ |
| Property Tax | $ |
| Repair Reserve % | $ |
| Insurance | $ |
| Condo/Strata Fees | $ |
| Total Operating Expenses | $1,105 |
| Net Operating Income | $1,659 |
| Debt Service | |
| Mortgage Payment | $4,150 |
| Net Cash Flow | -$2,491 |
Acquistion Costs
Deposit $150,000
Land Transfer Tax $18,000
Legal Fees $1,500
Adjustments $0
Development Charges $15,000
Down Payment Balance $50,000
Total Acquisition Costs $234,500
Deposit Schedule
With the Offer $10,000
Deposit @ 7 days $40,000
Deposit @ 0 days $50,000
Deposit @ 0 days $50,000
Total Deposit $150,000
Closing Date Dec 1, 2028
Components of Return
Potential Returns
| Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Investments | ||||||||||
| Deposits | $150,000 | - | - | - | - | - | - | - | - | - |
| Closing Costs | - | - | - | $84,500 | - | - | - | - | - | - |
| Mortgage Paydown | - | - | - | $4,084 | $12,643 | $13,251 | $13,888 | $14,555 | $15,255 | $15,988 |
| Total | $150,000 | $0 | $0 | $88,584 | $12,643 | $13,251 | $13,888 | $14,555 | $15,255 | $15,988 |
| Cash Invested | $150,000 | $150,000 | $150,000 | $238,584 | $251,227 | $264,478 | $278,366 | $292,922 | $308,177 | $324,165 |
| Rental Cash Flows | ||||||||||
| Rent and other income | - | - | - | $11,058 | $33,649 | $35,096 | $36,605 | $38,179 | $39,821 | $41,533 |
| Operating Expenses | - | - | - | -$4,420 | -$13,371 | -$13,711 | -$14,060 | -$14,419 | -$14,789 | -$15,170 |
| Mortgage Payment | - | - | - | -$16,603 | -$49,810 | -$49,810 | -$49,810 | -$49,810 | -$49,810 | -$49,810 |
| Net Cash Flow | - | - | - | -$9,965 | -$29,532 | -$28,425 | -$27,265 | -$26,050 | -$24,778 | -$23,447 |
| Returns | ||||||||||
| Property Price Appreciation | $50,000 | $52,499 | $55,125 | $57,881 | $60,775 | $63,814 | $67,004 | $70,355 | $73,872 | $77,566 |
| Mortgage Paydown | - | - | - | $4,084 | $12,643 | $13,251 | $13,888 | $14,555 | $15,255 | $15,988 |
| Net Cash Flow | - | - | - | -$9,965 | -$29,532 | -$28,425 | -$27,265 | -$26,050 | -$24,778 | -$23,447 |
| Total Return | $50,000 | $52,499 | $55,125 | $52,000 | $43,885 | $48,639 | $53,627 | $58,860 | $64,349 | $70,107 |
| Cumulative Return | $50,000 | $102,500 | $157,625 | $209,625 | $253,510 | $302,150 | $355,778 | $414,638 | $478,987 | $549,095 |
| Investment Metrics | ||||||||||
| Cumulative ROI | 33.3% | 68.3% | 105.1% | 87.9% | 100.9% | 114.2% | 127.8% | 141.6% | 155.4% | 169.4% |
| Cash On Cash | - | - | - | -4.2% | -11.8% | -10.7% | -9.8% | -8.9% | -8.0% | -7.2% |
Market Price Trends
Condominium
2.2%
Price change (1 year)
35.41%
Price change (5 years)
All Properties
-0.57%
Price change (1 year)
50.33%
Price change (5 years)
