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$489,900

3 Beds

2 Baths

Saint-Jean-Sur-Richelieu QC, J2W 1V3

MLS® # 26676335

Building Features:

  • Style: Detached
  • Basement: 6 feet and more, Partially finished
  • Bathroom: Separate shower
  • Carport: Attached
  • Driveway: Asphalt, Double width or more, Unpaved
  • Fireplace-Stove: Wood stove
  • Foundation: Poured concrete
  • Kitchen Cabinets: Wood
  • Lot: Fenced, Landscaped
  • Parking: Carport, Driveway
  • Proximity: Highway, CEGEP, Daycare centre, Golf, Hospital, Park, Bicycle path, Elementary school, Réseau Express Métropolitain (REM), High school, Public transportation
  • Roofing: Asphalt shingles
  • Siding: Aluminum, Brick, Vinyl
  • Size: 40.0 x 26.0 Feet
  • Topography: Flat
  • Window Type: Sliding, Casement
  • Windows: Wood, PVC
  • Heating System: Forced air, Electric baseboard units
  • Heating Energy: Electricity
  • Water Supply: Municipality
  • Sewage System: Municipality

Taxes:

  • Municipal Tax: $2,746
  • School Tax: $232
  • Annual Tax Amount: $2,978

Property Assessemnt:

  • Lot Assessment: $186,600
  • Building Assessment: $214,400
  • Total Assessment: $401,000

Property Features:

  • Bedrooms: 2+1
  • Bathrooms: 1
  • Half Bathrooms: 1
  • Built in: 1974
  • Lot Depth: 100.0 Feet
  • Lot Frontage: 65.0 Feet
  • Lot Size: 6500.00 Square Feet
  • Zoning: RESI
  • No. of Parking Spaces: 4

Rooms:

  • Living Ground Level 3.76 m x 2.87 m Flooring: Parquetry
  • Dining Ground Level 4.55 m x 3.91 m Flooring: Parquetry
  • Kitchen Ground Level 4.88 m x 3.51 m Flooring: Parquetry
  • Bathroom Ground Level 3.53 m x 2.24 m Flooring: Ceramic
  • Primary Bedroom Ground Level 3.45 m x 3.84 m Flooring: Parquetry
  • Bedroom Ground Level 2.87 m x 3.48 m Flooring: Parquetry
  • Family Basement Level 3.56 m x 7.19 m Flooring: Laminate floor
  • Powder room - Irregular Basement Level 2.59 m x 1.88 m Flooring: Tiles
  • Laundry - Irregular Basement Level 2.16 m x 3.73 m Flooring: Concrete
  • Workshop Basement Level 2.95 m x 3.56 m Flooring: Tiles
  • Bedroom Basement Level 4.22 m x 3.56 m Flooring: Laminate floor

Convert Measurement to:


Data provided by: Centris - 600 Ch Du Golf, Ile -Des -Soeurs, Quebec H3E 1A8
All information displayed is believed to be accurate but is not guaranteed and should be independently verified. No warranties or representations are made of any kind. Copyright© 2021 All Rights Reserved.

Potential Investment Performance

Cumulative ROI

112.7%

Cumulative Market Appreciation

$135,350

Net Operating Income in Year 5

$22,215

Cash on Cash Return in Year 5

-1.8%

Assumptions

The information below is based on user inputs and general assumptions for informational purposes only. The outputs are not legal, financial, investment, or other advice. Review all fields for accuracy and consult an agent for guidance.

Mortgage Calculator

Mortgage
Purchase Price
$
Down Payment
%
$97,980
Mortgage Amount $391,920
Mortgage Payment
%
$2,033

Cash Flow Calculator

monthly
yearly
Income
Gross Rental Income
Powered By
$
Vacancy Rate
%
$
Other
$
Gross Operating Income $2,327
Operating Expenses
Management Fees
%
$
Property Tax
$
Repair Reserve
%
$
Insurance
$
Total Operating Expenses $709
Net Operating Income $1,617
Debt Service
Mortgage Payment $2,033
Net Cash Flow -$415

Cap Rate

3.96%

Acquistion Costs

Down Payment $97,980
Land Transfer Tax $0
Legal Fees $1,500
Adjustments $0
Appraisal $500
Total Acquisition Costs $99,980

Components of Return

Potential Returns

Year 1Year 2Year 3Year 4Year 5Year 6Year 7Year 8Year 9Year 10
Investments
Down Payment $97,980 - - - - - - - - -
Closing Costs $2,000 - - - - - - - - -
Mortgage Paydown $6,097$6,390$6,698$7,020$7,357$7,711$8,081$8,470$8,877$9,303
Total $106,077$6,390$6,698$7,020$7,357$7,711$8,081$8,470$8,877$9,303
Cash Invested $106,077$112,468$119,166$126,186$133,544$141,255$149,337$157,807$166,684$175,988
Rental Cash Flows
Rent and other income $27,931$28,769$29,632$30,521$31,437$32,380$33,351$34,352$35,382$36,444
Operating Expenses -$8,519-$8,727-$8,940-$9,158-$9,382-$9,612-$9,848-$10,090-$10,337-$10,592
Mortgage Payment -$24,402-$24,402-$24,402-$24,402-$24,402-$24,402-$24,402-$24,402-$24,402-$24,402
Net Cash Flow -$4,990-$4,359-$3,709-$3,039-$2,347-$1,634-$898-$139$642$1,450
Returns
Property Price Appreciation $24,495$25,719$27,005$28,356$29,773$31,262$32,825$34,466$36,190$37,999
Mortgage Paydown $6,097$6,390$6,698$7,020$7,357$7,711$8,081$8,470$8,877$9,303
Net Cash Flow -$4,990-$4,359-$3,709-$3,039-$2,347-$1,634-$898-$139$642$1,450
Total Return $25,602$27,750$29,993$32,336$34,783$37,338$40,008$42,797$45,710$48,753
Cumulative Return $25,602$53,353$83,347$115,683$150,467$187,806$227,814$270,611$316,322$365,076
Investment Metrics
Cumulative ROI 24.1% 47.4% 69.9% 91.7% 112.7% 133.0% 152.6% 171.5% 189.8% 207.4%
Cash On Cash -4.7% -3.9% -3.1% -2.4% -1.8% -1.2% -0.6% -0.1% 0.4% 0.8%

Location of 25 Rue de Castel, Saint-Jean-sur-Richelieu, QC, J2W 1V3

Demographic Information of 25 Rue de Castel, Saint-Jean-sur-Richelieu, QC, J2W 1V3

Life Stage

Midlife Families

Employment Type

Mixed

Average Household Income

$127,032.82

Average Number of Children

1.79

Household Population

Household Structure

Age of Population

Education

Education Level

No certificate/diploma/degree

18.56 %

High school certificate or equivalent

26.98 %

Apprenticeship trade certificate/diploma

23.74 %

College/non-university certificate

20.46 %

University certificate (below bachelor)

0.08 %

University Degree

10.17 %

Commuter

Travel To Work

By Car

94.12 %

By Public Transit

1.94 %

By Walking

2.31 %

By Bicycle

0.0 %

By Other Methods

1.63 %

Cultural Diversity

Knowledge of Official Language

Mother Tongue

Building Information

Building Type

Apartments (Low and High Rise)

28.77 %

Houses

71.23 %

Own Vs. Rent