Saint-Jean-Sur-Richelieu QC, J2W 1C7
MLS® # 12142189
$250,000
+GST/QST
Potential Investment Performance
Cumulative ROI
118.2%
Cumulative Market Appreciation
$69,070
Net Operating Income in Year 5
$12,407
Cash on Cash Return in Year 5
-0.2%
Assumptions
The information below is based on user inputs and general assumptions for informational purposes only. The outputs are not legal, financial, investment, or other advice. Review all fields for accuracy and consult an agent for guidance.
Mortgage Calculator
| Mortgage | |
|---|---|
| Purchase Price | $ |
| Down Payment % | $50,000 |
| Mortgage Amount | $200,000 |
| Mortgage Payment % | $1,037 |
Cash Flow Calculator
monthly
yearly
| Income | |
|---|---|
Gross Rental Income | $ |
| Vacancy Rate % | $ |
| Other | $ |
| Gross Operating Income | $1,335 |
| Operating Expenses | |
| Management Fees % | $ |
| Property Tax | $ |
| Repair Reserve % | $ |
| Insurance | $ |
| Total Operating Expenses | $432 |
| Net Operating Income | $902 |
| Debt Service | |
| Mortgage Payment | $1,037 |
| Net Cash Flow | -$135 |
Cap Rate
4.33%
Acquistion Costs
Down Payment $50,000
Land Transfer Tax $0
Legal Fees $1,500
Adjustments $0
Appraisal $500
Total Acquisition Costs $52,000
Components of Return
Potential Returns
| Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Investments | ||||||||||
| Down Payment | $50,000 | - | - | - | - | - | - | - | - | - |
| Closing Costs | $2,000 | - | - | - | - | - | - | - | - | - |
| Mortgage Paydown | $3,111 | $3,261 | $3,418 | $3,582 | $3,754 | $3,935 | $4,124 | $4,322 | $4,530 | $4,747 |
| Total | $55,111 | $3,261 | $3,418 | $3,582 | $3,754 | $3,935 | $4,124 | $4,322 | $4,530 | $4,747 |
| Cash Invested | $55,111 | $58,373 | $61,791 | $65,373 | $69,128 | $73,063 | $77,187 | $81,509 | $86,039 | $90,787 |
| Rental Cash Flows | ||||||||||
| Rent and other income | $16,020 | $16,500 | $16,995 | $17,505 | $18,030 | $18,571 | $19,128 | $19,702 | $20,293 | $20,902 |
| Operating Expenses | -$5,195 | -$5,320 | -$5,448 | -$5,580 | -$5,715 | -$5,854 | -$5,996 | -$6,141 | -$6,291 | -$6,444 |
| Mortgage Payment | -$12,452 | -$12,452 | -$12,452 | -$12,452 | -$12,452 | -$12,452 | -$12,452 | -$12,452 | -$12,452 | -$12,452 |
| Net Cash Flow | -$1,627 | -$1,272 | -$905 | -$527 | -$137 | $264 | $680 | $1,108 | $1,550 | $2,005 |
| Returns | ||||||||||
| Property Price Appreciation | $12,500 | $13,124 | $13,781 | $14,470 | $15,193 | $15,953 | $16,751 | $17,588 | $18,468 | $19,391 |
| Mortgage Paydown | $3,111 | $3,261 | $3,418 | $3,582 | $3,754 | $3,935 | $4,124 | $4,322 | $4,530 | $4,747 |
| Net Cash Flow | -$1,627 | -$1,272 | -$905 | -$527 | -$137 | $264 | $680 | $1,108 | $1,550 | $2,005 |
| Total Return | $13,984 | $15,114 | $16,293 | $17,525 | $18,810 | $20,153 | $21,555 | $23,019 | $24,548 | $26,145 |
| Cumulative Return | $13,984 | $29,098 | $45,391 | $62,916 | $81,727 | $101,881 | $123,436 | $146,455 | $171,004 | $197,149 |
| Investment Metrics | ||||||||||
| Cumulative ROI | 25.4% | 49.8% | 73.5% | 96.2% | 118.2% | 139.4% | 159.9% | 179.7% | 198.8% | 217.2% |
| Cash On Cash | -3.0% | -2.2% | -1.5% | -0.8% | -0.2% | 0.4% | 0.9% | 1.4% | 1.8% | 2.2% |
Market Price Trends
All Properties
3.17%
Price change (1 year)
63.36%
Price change (5 years)
