1.5 Beds
2 Baths
626 sqft
| Mortgage | |
|---|---|
| Purchase Price | $ |
| Down Payment % | $159,798 |
| Mortgage Amount | $639,192 |
| Mortgage Payment % | $3,316 |
| Income | |
|---|---|
| Gross Rental Income | $ |
| Vacancy Rate % | $ |
| Other | $ |
| Gross Operating Income | $1,821 |
| Operating Expenses | |
| Management Fees % | $ |
| Property Tax | $ |
| Repair Reserve % | $ |
| Insurance | $ |
| Condo/Strata Fees | $ |
| Total Operating Expenses | $799 |
| Net Operating Income | $1,021 |
| Debt Service | |
| Mortgage Payment | $3,316 |
| Net Cash Flow | -$2,294 |
| Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Investments | ||||||||||
| Deposits | $79,898 | $59,923 | $19,974 | - | - | - | - | - | - | - |
| Closing Costs | - | - | $41,412 | - | - | - | - | - | - | - |
| Mortgage Paydown | - | - | $9,098 | $10,382 | $10,881 | $11,404 | $11,952 | $12,527 | $13,129 | $13,760 |
| Total | $79,898 | $59,923 | $70,484 | $10,382 | $10,881 | $11,404 | $11,952 | $12,527 | $13,129 | $13,760 |
| Cash Invested | $79,898 | $139,821 | $210,305 | $220,687 | $231,569 | $242,973 | $254,926 | $267,453 | $280,582 | $294,342 |
| Rental Cash Flows | ||||||||||
| Rent and other income | - | - | $20,038 | $22,721 | $23,698 | $24,717 | $25,780 | $26,889 | $28,045 | $29,251 |
| Operating Expenses | - | - | -$8,799 | -$9,818 | -$10,063 | -$10,314 | -$10,574 | -$10,840 | -$11,114 | -$11,396 |
| Mortgage Payment | - | - | -$36,481 | -$39,797 | -$39,797 | -$39,797 | -$39,797 | -$39,797 | -$39,797 | -$39,797 |
| Net Cash Flow | - | - | -$25,242 | -$26,894 | -$26,162 | -$25,395 | -$24,591 | -$23,749 | -$22,867 | -$21,943 |
| Returns | ||||||||||
| Property Price Appreciation | $39,949 | $41,946 | $44,044 | $46,246 | $48,558 | $50,986 | $53,536 | $56,212 | $59,023 | $61,974 |
| Mortgage Paydown | - | - | $9,098 | $10,382 | $10,881 | $11,404 | $11,952 | $12,527 | $13,129 | $13,760 |
| Net Cash Flow | - | - | -$25,242 | -$26,894 | -$26,162 | -$25,395 | -$24,591 | -$23,749 | -$22,867 | -$21,943 |
| Total Return | $39,949 | $41,946 | $27,899 | $29,734 | $33,277 | $36,995 | $40,897 | $44,990 | $49,285 | $53,791 |
| Cumulative Return | $39,949 | $81,896 | $109,796 | $139,530 | $172,808 | $209,804 | $250,701 | $295,692 | $344,977 | $398,769 |
| Investment Metrics | ||||||||||
| Cumulative ROI | 50.0% | 58.6% | 52.2% | 63.2% | 74.6% | 86.3% | 98.3% | 110.6% | 123.0% | 135.5% |
| Cash On Cash | - | - | -12.0% | -12.2% | -11.3% | -10.5% | -9.6% | -8.9% | -8.1% | -7.5% |
