$474,990
1.0 Beds
1 Bath
471 sqft
Potential Investment Performance
Cumulative ROI
77.3%
Cumulative Market Appreciation
$131,230
Net Operating Income in Year 5
$6,187
Cash on Cash Return in Year 5
-14.1%
Assumptions
The information below is based on user inputs and general assumptions for informational purposes only. The outputs are not legal, financial, investment, or other advice. Review all fields for accuracy and consult an agent for guidance.
Mortgage Calculator
| Mortgage | |
|---|---|
| Purchase Price | $ |
| Down Payment % | $94,998 |
| Mortgage Amount | $379,992 |
| Mortgage Payment % | $1,971 |
Cash Flow Calculator
monthly
yearly
| Income | |
|---|---|
| Gross Rental Income | $ |
| Vacancy Rate % | $ |
| Other | $ |
| Gross Operating Income | $918 |
| Operating Expenses | |
| Management Fees % | $ |
| Property Tax | $ |
| Repair Reserve % | $ |
| Insurance | $ |
| Condo/Strata Fees | $ |
| Total Operating Expenses | $527 |
| Net Operating Income | $390 |
| Debt Service | |
| Mortgage Payment | $1,971 |
| Net Cash Flow | -$1,580 |
Acquistion Costs
Deposit $94,993
Land Transfer Tax $5,974
Legal Fees $1,500
Adjustments $0
Development Charges $15,000
Down Payment Balance $5
Total Acquisition Costs $117,472
Deposit Schedule
With the Offer $5,000
Deposit @ 30 days $6,874
Deposit @ 120 days $11,874
Deposit @ 240 days $11,874
Deposit @ 360 days $11,874
Deposit @ 720 days $11,874
Deposit @ 900 days $11,874
Due on Occupancy $23,749
Total Deposit $94,993
Closing Date Jan 1, 2028
Components of Return
Potential Returns
| Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Investments | ||||||||||
| Deposits | $47,496 | $11,874 | $35,623 | - | - | - | - | - | - | - |
| Closing Costs | - | - | $22,479 | - | - | - | - | - | - | - |
| Mortgage Paydown | - | - | $1,940 | $6,005 | $6,294 | $6,596 | $6,913 | $7,246 | $7,594 | $7,959 |
| Total | $47,496 | $11,874 | $60,042 | $6,005 | $6,294 | $6,596 | $6,913 | $7,246 | $7,594 | $7,959 |
| Cash Invested | $47,496 | $59,370 | $119,412 | $125,417 | $131,711 | $138,308 | $145,222 | $152,468 | $160,062 | $168,021 |
| Rental Cash Flows | ||||||||||
| Rent and other income | - | - | $3,673 | $11,179 | $11,660 | $12,161 | $12,684 | $13,229 | $13,798 | $14,392 |
| Operating Expenses | - | - | -$2,111 | -$6,383 | -$6,534 | -$6,690 | -$6,849 | -$7,013 | -$7,182 | -$7,354 |
| Mortgage Payment | - | - | -$7,886 | -$23,659 | -$23,659 | -$23,659 | -$23,659 | -$23,659 | -$23,659 | -$23,659 |
| Net Cash Flow | - | - | -$6,323 | -$18,863 | -$18,534 | -$18,188 | -$17,824 | -$17,443 | -$17,042 | -$16,622 |
| Returns | ||||||||||
| Property Price Appreciation | $23,749 | $24,936 | $26,183 | $27,493 | $28,867 | $30,311 | $31,826 | $33,417 | $35,088 | $36,843 |
| Mortgage Paydown | - | - | $1,940 | $6,005 | $6,294 | $6,596 | $6,913 | $7,246 | $7,594 | $7,959 |
| Net Cash Flow | - | - | -$6,323 | -$18,863 | -$18,534 | -$18,188 | -$17,824 | -$17,443 | -$17,042 | -$16,622 |
| Total Return | $23,749 | $24,936 | $21,800 | $14,635 | $16,627 | $18,719 | $20,915 | $23,220 | $25,640 | $28,180 |
| Cumulative Return | $23,749 | $48,686 | $70,486 | $85,121 | $101,749 | $120,469 | $141,384 | $164,605 | $190,245 | $218,426 |
| Investment Metrics | ||||||||||
| Cumulative ROI | 50.0% | 82.0% | 59.0% | 67.9% | 77.3% | 87.1% | 97.4% | 108.0% | 118.9% | 130.0% |
| Cash On Cash | - | - | -5.3% | -15.0% | -14.1% | -13.2% | -12.3% | -11.4% | -10.6% | -9.9% |
