$939,300
2 Beds
2 Baths
833 sqft
Potential Investment Performance
Cumulative ROI
81.7%
Cumulative Market Appreciation
$259,511
Net Operating Income in Year 5
$17,409
Cash on Cash Return in Year 5
-12.6%
Assumptions
The information below is based on user inputs and general assumptions for informational purposes only. The outputs are not legal, financial, investment, or other advice. Review all fields for accuracy and consult an agent for guidance.
Mortgage Calculator
Mortgage | |
---|---|
Purchase Price | $ |
Down Payment % | $187,860 |
Mortgage Amount | $751,440 |
Mortgage Payment % | $3,898 |
Cash Flow Calculator
monthly
yearly
Income | |
---|---|
Gross Rental Income | $ |
Vacancy Rate % | $ |
Other | $ |
Gross Operating Income | $2,030 |
Operating Expenses | |
Management Fees % | $ |
Property Tax | $ |
Repair Reserve % | $ |
Insurance | $ |
Condo/Strata Fees | $ |
Total Operating Expenses | $879 |
Net Operating Income | $1,150 |
Debt Service | |
Mortgage Payment | $3,898 |
Net Cash Flow | -$2,748 |
Acquistion Costs
Deposit $187,858
Land Transfer Tax $15,261
Legal Fees $1,500
Adjustments $0
Development Charges $15,000
Down Payment Balance $2
Total Acquisition Costs $219,621
Deposit Schedule
With the Offer $5,000
Deposit @ 30 days $41,965
Deposit @ 180 days $23,482
Deposit @ 365 days $23,482
Deposit @ 545 days $23,482
Deposit @ 730 days $23,482
Due on Occupancy $46,965
Total Deposit $187,858
Closing Date Oct 1, 2027
Components of Return
Potential Returns
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 | |
---|---|---|---|---|---|---|---|---|---|---|
Investments | ||||||||||
Deposits | $70,447 | $46,964 | $70,447 | - | - | - | - | - | - | - |
Closing Costs | - | - | $31,763 | - | - | - | - | - | - | - |
Mortgage Paydown | - | - | $7,733 | $12,063 | $12,643 | $13,250 | $13,887 | $14,555 | $15,254 | $15,987 |
Total | $70,447 | $46,964 | $109,943 | $12,063 | $12,643 | $13,250 | $13,887 | $14,555 | $15,254 | $15,987 |
Cash Invested | $70,447 | $117,411 | $227,354 | $239,417 | $252,060 | $265,311 | $279,199 | $293,754 | $309,008 | $324,996 |
Rental Cash Flows | ||||||||||
Rent and other income | - | - | $16,243 | $25,063 | $26,141 | $27,265 | $28,437 | $29,660 | $30,936 | $32,266 |
Operating Expenses | - | - | -$7,036 | -$10,730 | -$10,997 | -$11,273 | -$11,556 | -$11,848 | -$12,148 | -$12,456 |
Mortgage Payment | - | - | -$31,191 | -$46,786 | -$46,786 | -$46,786 | -$46,786 | -$46,786 | -$46,786 | -$46,786 |
Net Cash Flow | - | - | -$21,984 | -$32,453 | -$31,643 | -$30,794 | -$29,905 | -$28,974 | -$27,998 | -$26,977 |
Returns | ||||||||||
Property Price Appreciation | $46,965 | $49,313 | $51,778 | $54,367 | $57,086 | $59,940 | $62,937 | $66,084 | $69,388 | $72,858 |
Mortgage Paydown | - | - | $7,733 | $12,063 | $12,643 | $13,250 | $13,887 | $14,555 | $15,254 | $15,987 |
Net Cash Flow | - | - | -$21,984 | -$32,453 | -$31,643 | -$30,794 | -$29,905 | -$28,974 | -$27,998 | -$26,977 |
Total Return | $46,965 | $49,313 | $37,527 | $33,977 | $38,085 | $42,396 | $46,919 | $51,665 | $56,644 | $61,868 |
Cumulative Return | $46,965 | $96,278 | $133,806 | $167,783 | $205,869 | $248,266 | $295,185 | $346,851 | $403,495 | $465,364 |
Investment Metrics | ||||||||||
Cumulative ROI | 66.7% | 82.0% | 58.9% | 70.1% | 81.7% | 93.6% | 105.7% | 118.1% | 130.6% | 143.2% |
Cash On Cash | - | - | -9.7% | -13.6% | -12.6% | -11.6% | -10.7% | -9.9% | -9.1% | -8.3% |
Market Price Trends
Condominium
-8.65%
Price change (1 year)
26.15%
Price change (5 years)
All Properties
-5.17%
Price change (1 year)
26.85%
Price change (5 years)