Oak & Stone - 3226 Shelbourne St - f3_lv1 - Victoria, BC, V8P 5G8
2.0 Beds
2 Baths
1061 sqft
2.0 Beds
2 Baths
1061 sqft
Mortgage | |
---|---|
Purchase Price | $ |
Down Payment % | $161,980 |
Mortgage Amount | $647,920 |
Mortgage Payment % | $3,361 |
Income | |
---|---|
Gross Rental Income | $ |
Vacancy Rate % | $ |
Other | $ |
Gross Operating Income | $2,572 |
Operating Expenses | |
Management Fees % | $ |
Property Tax | $ |
Repair Reserve % | $ |
Insurance | $ |
Condo/Strata Fees | $ |
Total Operating Expenses | $1,045 |
Net Operating Income | $1,527 |
Debt Service | |
Mortgage Payment | $3,361 |
Net Cash Flow | -$1,834 |
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 | |
---|---|---|---|---|---|---|---|---|---|---|
Investments | ||||||||||
Deposits | $80,990 | - | - | - | - | - | - | - | - | - |
Closing Costs | - | $111,688 | - | - | - | - | - | - | - | - |
Mortgage Paydown | - | $4,142 | $10,280 | $10,774 | $11,292 | $11,834 | $12,403 | $12,999 | $13,624 | $14,279 |
Total | $80,990 | $115,830 | $10,280 | $10,774 | $11,292 | $11,834 | $12,403 | $12,999 | $13,624 | $14,279 |
Cash Invested | $80,990 | $196,820 | $207,101 | $217,875 | $229,167 | $241,001 | $253,405 | $266,405 | $280,029 | $294,309 |
Rental Cash Flows | ||||||||||
Rent and other income | - | $12,864 | $31,428 | $32,779 | $34,189 | $35,659 | $37,192 | $38,791 | $40,460 | $42,199 |
Operating Expenses | - | -$5,227 | -$12,677 | -$12,998 | -$13,328 | -$13,668 | -$14,017 | -$14,377 | -$14,747 | -$15,128 |
Mortgage Payment | - | -$16,808 | -$40,341 | -$40,341 | -$40,341 | -$40,341 | -$40,341 | -$40,341 | -$40,341 | -$40,341 |
Net Cash Flow | - | -$9,171 | -$21,591 | -$20,560 | -$19,480 | -$18,350 | -$17,166 | -$15,926 | -$14,628 | -$13,270 |
Returns | ||||||||||
Property Price Appreciation | $40,495 | $42,519 | $44,645 | $46,878 | $49,221 | $51,683 | $54,267 | $56,980 | $59,829 | $62,821 |
Mortgage Paydown | - | $4,142 | $10,280 | $10,774 | $11,292 | $11,834 | $12,403 | $12,999 | $13,624 | $14,279 |
Net Cash Flow | - | -$9,171 | -$21,591 | -$20,560 | -$19,480 | -$18,350 | -$17,166 | -$15,926 | -$14,628 | -$13,270 |
Total Return | $40,495 | $37,490 | $33,334 | $37,091 | $41,033 | $45,167 | $49,504 | $54,053 | $58,825 | $63,829 |
Cumulative Return | $40,495 | $77,985 | $111,320 | $148,412 | $189,445 | $234,613 | $284,117 | $338,171 | $396,996 | $460,826 |
Investment Metrics | ||||||||||
Cumulative ROI | 50.0% | 39.6% | 53.8% | 68.1% | 82.7% | 97.3% | 112.1% | 126.9% | 141.8% | 156.6% |
Cash On Cash | - | -4.7% | -10.4% | -9.4% | -8.5% | -7.6% | -6.8% | -6.0% | -5.2% | -4.5% |