Oak & Stone - 3226 Shelbourne St - e1 - Victoria, BC, V8P 5G8
2.0 Beds
2 Baths
731 sqft
2.0 Beds
2 Baths
731 sqft
Mortgage | |
---|---|
Purchase Price | $ |
Down Payment % | $136,980 |
Mortgage Amount | $547,920 |
Mortgage Payment % | $2,842 |
Income | |
---|---|
Gross Rental Income | $ |
Vacancy Rate % | $ |
Other | $ |
Gross Operating Income | $1,772 |
Operating Expenses | |
Management Fees % | $ |
Property Tax | $ |
Repair Reserve % | $ |
Insurance | $ |
Condo/Strata Fees | $ |
Total Operating Expenses | $752 |
Net Operating Income | $1,020 |
Debt Service | |
Mortgage Payment | $2,842 |
Net Cash Flow | -$1,822 |
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 | |
---|---|---|---|---|---|---|---|---|---|---|
Investments | ||||||||||
Deposits | $68,490 | - | - | - | - | - | - | - | - | - |
Closing Costs | - | $96,688 | - | - | - | - | - | - | - | - |
Mortgage Paydown | - | $3,503 | $8,693 | $9,111 | $9,549 | $10,008 | $10,489 | $10,993 | $11,521 | $12,075 |
Total | $68,490 | $100,191 | $8,693 | $9,111 | $9,549 | $10,008 | $10,489 | $10,993 | $11,521 | $12,075 |
Cash Invested | $68,490 | $168,681 | $177,374 | $186,486 | $196,035 | $206,043 | $216,532 | $227,526 | $239,047 | $251,123 |
Rental Cash Flows | ||||||||||
Rent and other income | - | $8,863 | $21,653 | $22,584 | $23,555 | $24,568 | $25,624 | $26,726 | $27,875 | $29,074 |
Operating Expenses | - | -$3,760 | -$9,119 | -$9,348 | -$9,583 | -$9,825 | -$10,074 | -$10,330 | -$10,594 | -$10,865 |
Mortgage Payment | - | -$14,214 | -$34,115 | -$34,115 | -$34,115 | -$34,115 | -$34,115 | -$34,115 | -$34,115 | -$34,115 |
Net Cash Flow | - | -$9,112 | -$21,581 | -$20,879 | -$20,143 | -$19,372 | -$18,564 | -$17,719 | -$16,833 | -$15,906 |
Returns | ||||||||||
Property Price Appreciation | $34,245 | $35,957 | $37,755 | $39,642 | $41,625 | $43,706 | $45,891 | $48,186 | $50,595 | $53,125 |
Mortgage Paydown | - | $3,503 | $8,693 | $9,111 | $9,549 | $10,008 | $10,489 | $10,993 | $11,521 | $12,075 |
Net Cash Flow | - | -$9,112 | -$21,581 | -$20,879 | -$20,143 | -$19,372 | -$18,564 | -$17,719 | -$16,833 | -$15,906 |
Total Return | $34,245 | $30,348 | $24,866 | $27,874 | $31,030 | $34,342 | $37,815 | $41,460 | $45,283 | $49,294 |
Cumulative Return | $34,245 | $64,593 | $89,460 | $117,335 | $148,366 | $182,708 | $220,524 | $261,984 | $307,267 | $356,562 |
Investment Metrics | ||||||||||
Cumulative ROI | 50.0% | 38.3% | 50.4% | 62.9% | 75.7% | 88.7% | 101.8% | 115.1% | 128.5% | 142.0% |
Cash On Cash | - | -5.4% | -12.2% | -11.2% | -10.3% | -9.4% | -8.6% | -7.8% | -7.0% | -6.3% |