Oak & Stone - 3226 Shelbourne St - c2 - Victoria, BC, V8P 5G8
1.5 Beds
1 Bath
806 sqft
1.5 Beds
1 Bath
806 sqft
Mortgage | |
---|---|
Purchase Price | $ |
Down Payment % | $117,980 |
Mortgage Amount | $471,920 |
Mortgage Payment % | $2,448 |
Income | |
---|---|
Gross Rental Income | $ |
Vacancy Rate % | $ |
Other | $ |
Gross Operating Income | $2,345 |
Operating Expenses | |
Management Fees % | $ |
Property Tax | $ |
Repair Reserve % | $ |
Insurance | $ |
Condo/Strata Fees | $ |
Total Operating Expenses | $824 |
Net Operating Income | $1,521 |
Debt Service | |
Mortgage Payment | $2,448 |
Net Cash Flow | -$927 |
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 | |
---|---|---|---|---|---|---|---|---|---|---|
Investments | ||||||||||
Deposits | $58,990 | - | - | - | - | - | - | - | - | - |
Closing Costs | - | $85,288 | - | - | - | - | - | - | - | - |
Mortgage Paydown | - | $3,017 | $7,487 | $7,847 | $8,224 | $8,619 | $9,034 | $9,468 | $9,923 | $10,400 |
Total | $58,990 | $88,305 | $7,487 | $7,847 | $8,224 | $8,619 | $9,034 | $9,468 | $9,923 | $10,400 |
Cash Invested | $58,990 | $147,295 | $154,783 | $162,630 | $170,855 | $179,475 | $188,509 | $197,978 | $207,901 | $218,302 |
Rental Cash Flows | ||||||||||
Rent and other income | - | $11,727 | $28,649 | $29,881 | $31,166 | $32,506 | $33,904 | $35,362 | $36,883 | $38,469 |
Operating Expenses | - | -$4,120 | -$9,995 | -$10,256 | -$10,525 | -$10,802 | -$11,088 | -$11,382 | -$11,685 | -$11,997 |
Mortgage Payment | - | -$12,242 | -$29,383 | -$29,383 | -$29,383 | -$29,383 | -$29,383 | -$29,383 | -$29,383 | -$29,383 |
Net Cash Flow | - | -$4,635 | -$10,729 | -$9,758 | -$8,742 | -$7,679 | -$6,566 | -$5,403 | -$4,185 | -$2,912 |
Returns | ||||||||||
Property Price Appreciation | $29,495 | $30,969 | $32,518 | $34,144 | $35,851 | $37,643 | $39,526 | $41,502 | $43,577 | $45,756 |
Mortgage Paydown | - | $3,017 | $7,487 | $7,847 | $8,224 | $8,619 | $9,034 | $9,468 | $9,923 | $10,400 |
Net Cash Flow | - | -$4,635 | -$10,729 | -$9,758 | -$8,742 | -$7,679 | -$6,566 | -$5,403 | -$4,185 | -$2,912 |
Total Return | $29,495 | $29,351 | $29,276 | $32,233 | $35,333 | $38,584 | $41,993 | $45,567 | $49,315 | $53,244 |
Cumulative Return | $29,495 | $58,846 | $88,122 | $120,356 | $155,689 | $194,274 | $236,267 | $281,835 | $331,151 | $384,395 |
Investment Metrics | ||||||||||
Cumulative ROI | 50.0% | 40.0% | 56.9% | 74.0% | 91.1% | 108.2% | 125.3% | 142.4% | 159.3% | 176.1% |
Cash On Cash | - | -3.1% | -6.9% | -6.0% | -5.1% | -4.3% | -3.5% | -2.7% | -2.0% | -1.3% |