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$589,900

Oak & Stone - 3226 Shelbourne St - c2 - Victoria, BC, V8P 5G8

MLS® # PB145-C2

1.5 Beds

1 Bath

806 sqft

Property Features:

  • Bedrooms: 1.5
  • Bathrooms: 1.0
  • Floor Space (approx): 806

This listing content provided by Brokers PlaybookTM

Potential Investment Performance

Cumulative ROI

91.1%

Cumulative Market Appreciation

$162,978

Net Operating Income in Year 5

$22,604

Cash on Cash Return in Year 5

-5.1%

Assumptions

The information below is based on user inputs and general assumptions for informational purposes only. The outputs are not legal, financial, investment, or other advice. Review all fields for accuracy and consult an agent for guidance.

Mortgage Calculator

Mortgage
Purchase Price
$
Down Payment
%
$117,980
Mortgage Amount $471,920
Mortgage Payment
%
$2,448

Cash Flow Calculator

monthly
yearly
Income
Gross Rental Income
Powered By
$
Vacancy Rate
%
$
Other
$
Gross Operating Income $2,345
Operating Expenses
Management Fees
%
$
Property Tax
$
Repair Reserve
%
$
Insurance
$
Condo/Strata Fees
$
Total Operating Expenses $824
Net Operating Income $1,521
Debt Service
Mortgage Payment $2,448
Net Cash Flow -$927

Acquistion Costs

Deposit $58,990
Land Transfer Tax $9,798
Legal Fees $1,500
Adjustments $0
Development Charges $15,000
Down Payment Balance $58,990
Total Acquisition Costs $144,278

Deposit Schedule

With the Offer $0
Deposit @ 7 days $29,495
Deposit @ 60 days $29,495
Total Deposit $58,990
Closing Date Sep 1, 2026

Components of Return

Potential Returns

Year 1Year 2Year 3Year 4Year 5Year 6Year 7Year 8Year 9Year 10
Investments
Deposits $58,990 - - - - - - - - -
Closing Costs - $85,288 - - - - - - - -
Mortgage Paydown - $3,017$7,487$7,847$8,224$8,619$9,034$9,468$9,923$10,400
Total $58,990$88,305$7,487$7,847$8,224$8,619$9,034$9,468$9,923$10,400
Cash Invested $58,990$147,295$154,783$162,630$170,855$179,475$188,509$197,978$207,901$218,302
Rental Cash Flows
Rent and other income - $11,727$28,649$29,881$31,166$32,506$33,904$35,362$36,883$38,469
Operating Expenses - -$4,120-$9,995-$10,256-$10,525-$10,802-$11,088-$11,382-$11,685-$11,997
Mortgage Payment - -$12,242-$29,383-$29,383-$29,383-$29,383-$29,383-$29,383-$29,383-$29,383
Net Cash Flow - -$4,635-$10,729-$9,758-$8,742-$7,679-$6,566-$5,403-$4,185-$2,912
Returns
Property Price Appreciation $29,495$30,969$32,518$34,144$35,851$37,643$39,526$41,502$43,577$45,756
Mortgage Paydown - $3,017$7,487$7,847$8,224$8,619$9,034$9,468$9,923$10,400
Net Cash Flow - -$4,635-$10,729-$9,758-$8,742-$7,679-$6,566-$5,403-$4,185-$2,912
Total Return $29,495$29,351$29,276$32,233$35,333$38,584$41,993$45,567$49,315$53,244
Cumulative Return $29,495$58,846$88,122$120,356$155,689$194,274$236,267$281,835$331,151$384,395
Investment Metrics
Cumulative ROI 50.0% 40.0% 56.9% 74.0% 91.1% 108.2% 125.3% 142.4% 159.3% 176.1%
Cash On Cash - -3.1% -6.9% -6.0% -5.1% -4.3% -3.5% -2.7% -2.0% -1.3%

Location of c2-3226 Shelbourne St, Victoria, BC, V8P 5G8

Demographic Information of c2-3226 Shelbourne St, Victoria, BC, V8P 5G8

Life Stage

Young Couples

Employment Type

Service Sector/White Collar

Average Household Income

$143,526.16

Average Number of Children

1.66

Household Population

Household Structure

Age of Population

Education

Education Level

No certificate/diploma/degree

8.21 %

High school certificate or equivalent

29.66 %

Apprenticeship trade certificate/diploma

7.58 %

College/non-university certificate

18.72 %

University certificate (below bachelor)

1.21 %

University Degree

34.62 %

Commuter

Travel To Work

By Car

69.38 %

By Public Transit

12.67 %

By Walking

7.19 %

By Bicycle

8.27 %

By Other Methods

2.49 %

Cultural Diversity

Knowledge of Official Language

Mother Tongue

Building Information

Building Type

Apartments (Low and High Rise)

19.79 %

Houses

80.21 %

Own Vs. Rent